What loan types does Embassy Bank For The Lehigh Valley offer?

Embassy Bank For The Lehigh Valley offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Embassy Bank For The Lehigh Valley offer mortgages?

Embassy Bank For The Lehigh Valley offers mortgages in 1 states: PA.

How competitive are Embassy Bank For The Lehigh Valley's mortgage rates?

Embassy Bank For The Lehigh Valley has an overall pricing score of 86.4/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Embassy Bank For The Lehigh Valley?

Embassy Bank For The Lehigh Valley is a Bank headquartered in Bethlehem, PA.

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Embassy Bank For The Lehigh Valley

Bank•Bethlehem, PAHQ•Direct•Reviews near you on Google

Embassy Bank For The Lehigh Valley has 183 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Exceptional

5/5

Single State · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Summary

What They Do Well

Offers rates 11.50 basis points below market average
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

Embassy Bank For The Lehigh Valley performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 11.5 bps below market avg

5/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

176 loans · 0.11% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

141 loans · 0.12% below market

Sound

Top 60% of lenders

3/5

Refinance

42 loans · 0.10% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Exceptional

Top 10% of lenders

5/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Strong	176	96.2%	-0.110%Below	$662Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume176

Mix96.2%

Spread

-0.110%Below

Fees

$662Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Strong	141	77.0%	-0.119%Below	$516Fees
Refinance	Sound	Sound	Sound	Strong	42	23.0%	-0.099%Below	$1,224Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume141

Mix77.0%

Spread

-0.119%Below

Fees

$516Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume42

Mix23.0%

Spread

-0.099%Below

Fees

$1,224Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

183

Applications

223

Volume

$58 million

Pricing & Closing

Avg Rate Spread

-0.115%

vs. market APOR

Avg Net Fees

$658

Origination − Credits

Pullthrough Rate

82.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$322,268

Avg Borrower Income

$175,721

Avg Property Value

$511,448

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

All statesNone

Northeast1

Top Metro Areas by Place Specialization Score

Allentown, PA-NJMetro

Volume 172Mix 93.99% of portfolio

92/100

Exceptional

Top States by Place Specialization Score

PennsylvaniaState

Volume 183Mix 100.00% of portfolio

75/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.