What loan types does Emprise Bank offer?

Emprise Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Emprise Bank offer mortgages?

Emprise Bank offers mortgages in 2 states: KS, NE.

How competitive are Emprise Bank's mortgage rates?

Emprise Bank has an overall pricing score of 73/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Emprise Bank?

Emprise Bank is a Bank headquartered in Wichita, KS.

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Emprise Bank

Bank•Wichita, KSHQ•Direct•Reviews near you on Google

Emprise Bank has 102 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Explore another lender or local market

Report Card

Emprise Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+10.3 bps above market avg

4/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

96 loans · 0.10% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

82 loans · 0.09% above market

Sound

Top 60% of lenders

3/5

Refinance

20 loans · 0.14% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Strong	Sound	96	94.1%	+0.103%Above	$754Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume96

Mix94.1%

Spread

+0.103%Above

Fees

$754Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Exceptional	Sound	82	80.4%	+0.094%Above	$755Fees
Refinance	Sound	Sound	Acceptable	Sound	20	19.6%	+0.136%Above	$749Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume82

Mix80.4%

Spread

+0.094%Above

Fees

$755Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Sound

Volume20

Mix19.6%

Spread

+0.136%Above

Fees

$749Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

102

Applications

146

Volume

$31 million

Pricing & Closing

Avg Rate Spread

+0.103%

vs. market APOR

Avg Net Fees

$754

Origination − Credits

Pullthrough Rate

69.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$308,039

Avg Borrower Income

$211,275

Avg Property Value

$442,255

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 100100+None

Midwest2

KSNE

Top Metro Areas by Place Specialization Score

Wichita, KSMetro

Volume 76Mix 74.51% of portfolio

76/100

Strong

Top States by Place Specialization Score

KansasState

Volume 101Mix 99.02% of portfolio

78/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.