Equity Resources
We analyzed every closed loan from Equity Resources — 2.2k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · USDA
Place
Sound
3/5
Multi-Region · 30 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
Conventional
Superstar
FHA
Superstar
VA
Superstar
USDA
Superstar
Purchase
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and USDA loans
Explore another lender or local market
Report Card
Equity Resources performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+32.7 bps above market avg
3/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
1,648 loans · 0.27% above market
Strong
Top 40% of lenders
4/5
FHA
374 loans · 0.77% above market
Strong
Top 40% of lenders
4/5
VA
154 loans · 0.14% below market
Strong
Top 40% of lenders
4/5
USDA
64 loans · 0.30% above market
Exceptional
Top 20% of lenders
5/5
By Loan Purpose· Transaction purpose mix
Purchase
1,970 loans · 0.34% above market
Exceptional
Top 20% of lenders
5/5
Refinance
275 loans · 0.22% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 31 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 1,648 | 73.4% | +0.267%Above | $2,011Fees | ||||
FHA Loans | 374 | 16.7% | +0.770%Above | $2,254Fees | ||||
VA Loans | 154 | 6.9% | -0.138%Below | $1,486Fees | ||||
USDA Loans | 64 | 2.9% | +0.303%Above | $1,766Fees |
Conventional
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume1,648
Mix73.4%
Spread
+0.267%Above
Fees
$2,011Fees
FHA Loans
OverallStrong
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume374
Mix16.7%
Spread
+0.770%Above
Fees
$2,254Fees
VA Loans
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume154
Mix6.9%
Spread
-0.138%Below
Fees
$1,486Fees
USDA Loans
OverallStrong
ProductExceptional
PricingSound
Pull ThroughStrong
Volume64
Mix2.9%
Spread
+0.303%Above
Fees
$1,766Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 1,970 | 87.8% | +0.344%Above | $2,024Fees | ||||
Refinance | 275 | 12.2% | +0.224%Above | $1,982Fees |
Purchase
OverallStrong
ProductExceptional
PricingSound
Pull ThroughStrong
Volume1,970
Mix87.8%
Spread
+0.344%Above
Fees
$2,024Fees
Refinance
OverallSound
ProductStrong
PricingSound
Pull ThroughSound
Volume275
Mix12.2%
Spread
+0.224%Above
Fees
$1,982Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
2,245
Applications
3,196
Volume
$605 million
Pricing & Closing
Avg Rate Spread
+0.327%
vs. market APOR
Avg Net Fees
$2,018
Origination − Credits
Pullthrough Rate
70.2%
Applications → Closed
Typical Borrower
Avg Loan Amount
$269,775
Avg Borrower Income
$114,458
Avg Property Value
$337,165
Geographic Coverage
Geographic Performance
Metro Areas
30
markets with activity
States Served
18
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
18Full-year 2024 · HMDALoans originated
< 5050–100100–500500+None
Northeast5
CTMANHPARI
Midwest3
INMIOH
South10
DCDEFLGAKYMDNCSCVAWV
Top Metro Areas by Place Specialization Score
Showing 10 of 30 metro areas
Top States by Place Specialization Score
Showing 10 of 11 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Equity Resources?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.