What loan types does Farm Credit Services of Western Arkansas, ACA offer?

Farm Credit Services of Western Arkansas, ACA offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Farm Credit Services of Western Arkansas, ACA offer mortgages?

Farm Credit Services of Western Arkansas, ACA offers mortgages in 2 states: AR, OK.

How competitive are Farm Credit Services of Western Arkansas, ACA's mortgage rates?

Farm Credit Services of Western Arkansas, ACA has an overall pricing score of 10.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Farm Credit Services of Western Arkansas, ACA?

Farm Credit Services of Western Arkansas, ACA is a Independent Mortgage Company headquartered in Russellville, AR.

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Farm Credit Services of Western Arkansas, ACA

Independent Mortgage Company•Russellville, ARHQ•Direct•Reviews near you on Google

Farm Credit Services of Western Arkansas, ACA has 112 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Sound

3/5

Regional · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Rates typically 50 basis points above market average

Explore another lender or local market

Report Card

Farm Credit Services of Western Arkansas, ACA performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+50.4 bps above market avg

1/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

110 loans · 0.50% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

85 loans · 0.53% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

27 loans · 0.48% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 4 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Sound	Mediocre	Sound	110	98.2%	+0.504%Above	$2,619Fees

Conventional

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Sound

Volume110

Mix98.2%

Spread

+0.504%Above

Fees

$2,619Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	—	Acceptable	85	75.9%	+0.533%Above	$2,864Fees
Refinance	Acceptable	Acceptable	Mediocre	Sound	27	24.1%	+0.476%Above	$2,386Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume85

Mix75.9%

Spread

+0.533%Above

Fees

$2,864Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing

Mediocre

Pull Through

Sound

Volume27

Mix24.1%

Spread

+0.476%Above

Fees

$2,386Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

112

Applications

188

Volume

$30 million

Pricing & Closing

Avg Rate Spread

+0.504%

vs. market APOR

Avg Net Fees

$2,619

Origination − Credits

Pullthrough Rate

59.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$275,446

Avg Borrower Income

$173,277

Avg Property Value

$446,964

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 100100+None

South2

AROK

Top Metro Areas by Place Specialization Score

Fort Smith, AR, AR-OKMetro

Volume 17Mix 15.18% of portfolio

54/100

Sound

Fayetteville, ARMetro

Volume 17Mix 15.18% of portfolio

53/100

Sound

Little Rock, ARMetro

Volume 10Mix 8.93% of portfolio

46/100

Sound

Top States by Place Specialization Score

ArkansasState

Volume 110Mix 98.21% of portfolio

73/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.