What loan types does Farmers Bank & Trust Company offer?

Farmers Bank & Trust Company offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does Farmers Bank & Trust Company offer mortgages?

Farmers Bank & Trust Company offers mortgages in 5 states: AR, CO, LA, OK, TX.

How competitive are Farmers Bank & Trust Company's mortgage rates?

Farmers Bank & Trust Company has an overall pricing score of 53.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Farmers Bank & Trust Company?

Farmers Bank & Trust Company is a Bank headquartered in Magnolia, AR.

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Farmers Bank & Trust Company

Bank•Magnolia, ARHQ•Direct•Reviews near you on Google

Farmers Bank & Trust Company has 240 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional

Place

Strong

4/5

Regional · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

FHA

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA loans

Explore another lender or local market

Report Card

Farmers Bank & Trust Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+46.9 bps above market avg

3/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

194 loans · 0.46% above market

Strong

Top 40% of lenders

4/5

FHA

30 loans · 0.53% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

179 loans · 0.42% above market

Strong

Top 40% of lenders

4/5

Refinance

61 loans · 0.61% above market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Regional · 3 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Sound	Exceptional	194	80.8%	+0.460%Above	$1,483Fees
FHA Loans	Strong	Strong	Strong	Strong	30	12.5%	+0.532%Above	$1,083Fees

Conventional

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Exceptional

Volume194

Mix80.8%

Spread

+0.460%Above

Fees

$1,483Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume30

Mix12.5%

Spread

+0.532%Above

Fees

$1,083Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Strong	Strong	179	74.6%	+0.420%Above	$1,220Fees
Refinance	Strong	Strong	Acceptable	Exceptional	61	25.4%	+0.613%Above	$1,749Fees

Purchase

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume179

Mix74.6%

Spread

+0.420%Above

Fees

$1,220Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Acceptable

Pull Through

Exceptional

Volume61

Mix25.4%

Spread

+0.613%Above

Fees

$1,749Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

240

Applications

292

Volume

$63 million

Pricing & Closing

Avg Rate Spread

+0.469%

vs. market APOR

Avg Net Fees

$1,353

Origination − Credits

Pullthrough Rate

82.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$262,667

Avg Borrower Income

$162,079

Avg Property Value

$344,125

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

5Full-year 2024 · HMDA

Loans originated

< 100100+None

South4

ARLAOKTX

West1

Top Metro Areas by Place Specialization Score

Texarkana, TX, TX-ARMetro

Volume 60Mix 25.00% of portfolio

90/100

Exceptional

Dallas, TXMetro

Volume 21Mix 8.75% of portfolio

50/100

Sound

Top States by Place Specialization Score

ArkansasState

Volume 122Mix 50.83% of portfolio

72/100

Strong

TexasState

Volume 106Mix 44.17% of portfolio

63/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.