What loan types does Fidelity Bank offer?

Fidelity Bank offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does Fidelity Bank offer mortgages?

Fidelity Bank offers mortgages in 7 states: AZ, FL, IA, IL, KS, MN, MO.

How competitive are Fidelity Bank's mortgage rates?

Fidelity Bank has an overall pricing score of 63/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Fidelity Bank?

Fidelity Bank is a Bank headquartered in Savanna, IL.

Unclaimed

Fidelity Bank

Bank•Savanna, ILHQ•Direct•Reviews near you on Google

Fidelity Bank has 256 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Exceptional

5/5

Multi-Region · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

FHA

Superstar

Purchase

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees
Strong pull through performance
Particularly strong in FHA and VA loans

Explore another lender or local market

Report Card

Fidelity Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+22.5 bps above market avg

4/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

190 loans · 0.20% above market

Sound

Top 60% of lenders

3/5

FHA

43 loans · 0.48% above market

Strong

Top 40% of lenders

4/5

15 loans · 0.30% below market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

232 loans · 0.24% above market

Sound

Top 60% of lenders

3/5

Refinance

24 loans · 0.11% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Strong	Sound	190	74.2%	+0.199%Above	$1,386Fees
FHA Loans	Strong	Strong	Strong	Strong	43	16.8%	+0.480%Above	$1,793Fees
VA Loans	Strong	Strong	—	—	15	5.9%	-0.298%Below	$1,477Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume190

Mix74.2%

Spread

+0.199%Above

Fees

$1,386Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume43

Mix16.8%

Spread

+0.480%Above

Fees

$1,793Fees

VA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through—

Volume15

Mix5.9%

Spread

-0.298%Below

Fees

$1,477Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Strong	Strong	232	90.6%	+0.237%Above	$1,489Fees
Refinance	Sound	Sound	Strong	Sound	24	9.4%	+0.109%Above	$878Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume232

Mix90.6%

Spread

+0.237%Above

Fees

$1,489Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume24

Mix9.4%

Spread

+0.109%Above

Fees

$878Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

256

Applications

334

Volume

$73 million

Pricing & Closing

Avg Rate Spread

+0.225%

vs. market APOR

Avg Net Fees

$1,431

Origination − Credits

Pullthrough Rate

76.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$285,859

Avg Borrower Income

$122,809

Avg Property Value

$357,500

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

7Full-year 2024 · HMDA

Loans originated

< 200200+None

Midwest5

IAILKSMNMO

South1

West1

Top Metro Areas by Place Specialization Score

Des Moines, IAMetro

Volume 210Mix 82.03% of portfolio

84/100

Exceptional

Top States by Place Specialization Score

IowaState

Volume 238Mix 92.97% of portfolio

77/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Fidelity Bank?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.