What loan types does Financial Partners Credit Union offer?

Financial Partners Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Financial Partners Credit Union offer mortgages?

Financial Partners Credit Union offers mortgages in 11 states: AZ, CA, CO, FL, ID, MI, NV, OR, TN, TX, WA.

How competitive are Financial Partners Credit Union's mortgage rates?

Financial Partners Credit Union has an overall pricing score of 55.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Financial Partners Credit Union?

Financial Partners Credit Union is a Credit Union headquartered in Downey, CA.

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Financial Partners Credit Union

Credit Union•Downey, CAHQ•Direct•Reviews near you on Google

Financial Partners Credit Union has 108 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Multi-Region · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Financial Partners Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+8.2 bps above market avg

3/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

105 loans · 0.07% above market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

68 loans · 0.12% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

40 loans · 0.01% below market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 3 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	Sound	Acceptable	105	97.2%	+0.071%Above	$2,067Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing

Sound

Pull Through

Acceptable

Volume105

Mix97.2%

Spread

+0.071%Above

Fees

$2,067Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Sound	Acceptable	68	63.0%	+0.124%Above	$2,107Fees
Refinance	Sound	Acceptable	Strong	Acceptable	40	37.0%	-0.006%Below	$1,681Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Sound

Pull Through

Acceptable

Volume68

Mix63.0%

Spread

+0.124%Above

Fees

$2,107Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Acceptable

Volume40

Mix37.0%

Spread

-0.006%Below

Fees

$1,681Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

108

Applications

202

Volume

$45 million

Pricing & Closing

Avg Rate Spread

+0.082%

vs. market APOR

Avg Net Fees

$1,969

Origination − Credits

Pullthrough Rate

53.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$424,907

Avg Borrower Income

$188,046

Avg Property Value

$803,148

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

11Full-year 2024 · HMDA

Loans originated

All statesNone

Midwest1

South3

FLTNTX

West7

AZCACOIDNVORWA

Top Metro Areas by Place Specialization Score

Los Angeles, CAMetro

Volume 39Mix 36.11% of portfolio

61/100

Strong

Anaheim, CAMetro

Volume 17Mix 15.74% of portfolio

54/100

Sound

Riverside, CAMetro

Volume 17Mix 15.74% of portfolio

51/100

Sound

Top States by Place Specialization Score

CaliforniaState

Volume 88Mix 81.48% of portfolio

63/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.