What loan types does First American Bank and Trust offer?

First American Bank and Trust offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does First American Bank and Trust offer mortgages?

First American Bank and Trust offers mortgages in 1 states: LA.

What type of lender is First American Bank and Trust?

First American Bank and Trust is a Bank headquartered in Vacherie, LA.

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First American Bank and Trust

Bank•Vacherie, LAHQ•Direct•Reviews near you on Google

First American Bank and Trust has 150 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Single State · 4 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Explore another lender or local market

Report Card

First American Bank and Trust performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

144 loans · 0.64% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

105 loans · 0.20% above market

Sound

Top 60% of lenders

3/5

Refinance

45 loans · 1.24% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Single State · 4 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	—	Strong	144	96.0%	+0.638%Above	$2,138Fees

Conventional

Overall

Strong

Product

Sound

Pricing—

Pull Through

Strong

Volume144

Mix96.0%

Spread

+0.638%Above

Fees

$2,138Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	—	Sound	105	70.0%	+0.200%Above	$3,139Fees
Refinance	Strong	Sound	—	Exceptional	45	30.0%	+1.240%Above	$762Fees

Purchase

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume105

Mix70.0%

Spread

+0.200%Above

Fees

$3,139Fees

Refinance

Overall

Strong

Product

Sound

Pricing—

Pull Through

Exceptional

Volume45

Mix30.0%

Spread

+1.240%Above

Fees

$762Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

150

Applications

218

Volume

$45 million

Pricing & Closing

Pullthrough Rate

68.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$301,000

Avg Borrower Income

$214,880

Avg Property Value

$430,733

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

All statesNone

South1

Top Metro Areas by Place Specialization Score

New Orleans, LAMetro

Volume 68Mix 45.33% of portfolio

76/100

Strong

Houma, LAMetro

Volume 33Mix 22.00% of portfolio

76/100

Strong

Baton Rouge, LAMetro

Volume 31Mix 20.67% of portfolio

59/100

Sound

Slidell, LAMetro

Volume 10Mix 6.67% of portfolio

49/100

Sound

Top States by Place Specialization Score

LouisianaState

Volume 150Mix 100.00% of portfolio

75/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.