What loan types does First Federal Savings Bank offer?

First Federal Savings Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does First Federal Savings Bank offer mortgages?

First Federal Savings Bank offers mortgages in 2 states: IN, KY.

How competitive are First Federal Savings Bank's mortgage rates?

First Federal Savings Bank has an overall pricing score of 63.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is First Federal Savings Bank?

First Federal Savings Bank is a Bank headquartered in Evansville, IN.

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First Federal Savings Bank

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First Federal Savings Bank has 158 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

First Federal Savings Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+45.3 bps above market avg

4/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

149 loans · 0.46% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

141 loans · 0.42% above market

Sound

Top 60% of lenders

3/5

Refinance

17 loans · 0.63% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Strong	Strong	149	94.3%	+0.462%Above	$581Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume149

Mix94.3%

Spread

+0.462%Above

Fees

$581Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Strong	Strong	141	89.2%	+0.423%Above	$600Fees
Refinance	Sound	Sound	—	—	17	10.8%	+0.628%Above	$433Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume141

Mix89.2%

Spread

+0.423%Above

Fees

$600Fees

Refinance

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume17

Mix10.8%

Spread

+0.628%Above

Fees

$433Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

158

Applications

189

Volume

$48 million

Pricing & Closing

Avg Rate Spread

+0.453%

vs. market APOR

Avg Net Fees

$576

Origination − Credits

Pullthrough Rate

83.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$307,468

Avg Borrower Income

$155,899

Avg Property Value

$374,430

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 1010+None

Midwest1

South1

Top Metro Areas by Place Specialization Score

Evansville, INMetro

Volume 117Mix 74.05% of portfolio

80/100

Strong

Top States by Place Specialization Score

IndianaState

Volume 144Mix 91.14% of portfolio

71/100

Strong

KentuckyState

Volume 14Mix 8.86% of portfolio

47/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.