What loan types does First Federal Savings Bank offer?

First Federal Savings Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does First Federal Savings Bank offer mortgages?

First Federal Savings Bank offers mortgages in 3 states: FL, IN, TN.

How competitive are First Federal Savings Bank's mortgage rates?

First Federal Savings Bank has an overall pricing score of 74.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is First Federal Savings Bank?

First Federal Savings Bank is a Bank headquartered in Huntington, IN.

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First Federal Savings Bank

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First Federal Savings Bank has 109 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Explore another lender or local market

Report Card

First Federal Savings Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+22.3 bps above market avg

4/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

106 loans · 0.22% above market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

83 loans · 0.21% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

26 loans · 0.25% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Strong	Sound	106	97.2%	+0.224%Above	$734Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume106

Mix97.2%

Spread

+0.224%Above

Fees

$734Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Strong	Sound	83	76.1%	+0.215%Above	$737Fees
Refinance	Sound	Acceptable	Strong	Sound	26	23.9%	+0.246%Above	$727Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume83

Mix76.1%

Spread

+0.215%Above

Fees

$737Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume26

Mix23.9%

Spread

+0.246%Above

Fees

$727Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

109

Applications

124

Volume

$25 million

Pricing & Closing

Avg Rate Spread

+0.223%

vs. market APOR

Avg Net Fees

$734

Origination − Credits

Pullthrough Rate

87.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$232,339

Avg Borrower Income

$103,670

Avg Property Value

$363,624

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

3Full-year 2024 · HMDA

Loans originated

< 100100+None

Midwest1

South2

FLTN

Top Metro Areas by Place Specialization Score

Fort Wayne, INMetro

Volume 13Mix 11.93% of portfolio

49/100

Sound

Top States by Place Specialization Score

IndianaState

Volume 105Mix 96.33% of portfolio

69/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.