What loan types does First Hawaiian Bank offer?

First Hawaiian Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does First Hawaiian Bank offer mortgages?

First Hawaiian Bank offers mortgages in 1 states: HI.

How competitive are First Hawaiian Bank's mortgage rates?

First Hawaiian Bank has an overall pricing score of 12.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is First Hawaiian Bank?

First Hawaiian Bank is a Bank headquartered in Honolulu, HI.

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First Hawaiian Bank

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First Hawaiian Bank has 358 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Exceptional

5/5

Single State · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and Jumbo loans

Things to Think About

Pricing may be below industry average
Higher than average fees ($5,238)

Explore another lender or local market

Report Card

First Hawaiian Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+29.3 bps above market avg

1/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

316 loans · 0.29% above market

Strong

Top 40% of lenders

4/5

Jumbo

39 loans · 0.45% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

317 loans · 0.30% above market

Strong

Top 40% of lenders

4/5

Refinance

41 loans · 0.18% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Single State · 3 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Mediocre	Strong	316	88.3%	+0.292%Above	$5,254Fees
Jumbo Loans	Strong	Strong	—	Strong	39	10.9%	+0.453%Above	$5,431Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume316

Mix88.3%

Spread

+0.292%Above

Fees

$5,254Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume39

Mix10.9%

Spread

+0.453%Above

Fees

$5,431Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Strong	Mediocre	Strong	317	88.5%	+0.299%Above	$5,327Fees
Refinance	Sound	Sound	—	Sound	41	11.5%	+0.184%Above	$3,695Fees

Purchase

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume317

Mix88.5%

Spread

+0.299%Above

Fees

$5,327Fees

Refinance

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume41

Mix11.5%

Spread

+0.184%Above

Fees

$3,695Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

358

Applications

599

Volume

$231 million

Pricing & Closing

Avg Rate Spread

+0.293%

vs. market APOR

Avg Net Fees

$5,238

Origination − Credits

Pullthrough Rate

59.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$646,816

Avg Borrower Income

$262,168

Avg Property Value

$1,046,732

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

All statesNone

West1

Top Metro Areas by Place Specialization Score

Urban Honolulu, HIMetro

Volume 248Mix 69.27% of portfolio

96/100

Exceptional

Kahului, HIMetro

Volume 44Mix 12.29% of portfolio

91/100

Exceptional

Top States by Place Specialization Score

HawaiiState

Volume 358Mix 100.00% of portfolio

98/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.