What loan types does First Savings Bank of Hegewisch offer?

First Savings Bank of Hegewisch offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does First Savings Bank of Hegewisch offer mortgages?

First Savings Bank of Hegewisch offers mortgages in 2 states: IL, IN.

How competitive are First Savings Bank of Hegewisch's mortgage rates?

First Savings Bank of Hegewisch has an overall pricing score of 96/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is First Savings Bank of Hegewisch?

First Savings Bank of Hegewisch is a Bank headquartered in Chicago, IL.

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First Savings Bank of Hegewisch

Bank•Chicago, ILHQ•Direct•Reviews near you on Google

First Savings Bank of Hegewisch has 47 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Regional · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Offers rates 30.20 basis points below market average
Lower than average lender fees

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

First Savings Bank of Hegewisch performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 30.2 bps below market avg

5/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

46 loans · 0.30% below market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

36 loans · 0.36% below market

Acceptable

Bottom 40% of lenders

2/5

Refinance

11 loans · 0.11% below market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Exceptional	Acceptable	46	97.9%	-0.300%Below	$271Credit

Conventional

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Acceptable

Volume46

Mix97.9%

Spread

-0.300%Below

Fees

$271Credit

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Exceptional	Mediocre	36	76.6%	-0.356%Below	$314Credit
Refinance	Acceptable	Acceptable	—	Acceptable	11	23.4%	-0.114%Below	$65Credit

Purchase

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Mediocre

Volume36

Mix76.6%

Spread

-0.356%Below

Fees

$314Credit

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume11

Mix23.4%

Spread

-0.114%Below

Fees

$65Credit

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

109

Volume

$12 million

Pricing & Closing

Avg Rate Spread

-0.302%

vs. market APOR

Avg Net Fees

$-259

Origination − Credits

Pullthrough Rate

43.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$275,851

Avg Borrower Income

$162,255

Avg Property Value

$422,660

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 2020+None

Midwest2

ILIN

Top Metro Areas by Place Specialization Score

Lake County, INMetro

Volume 25Mix 53.19% of portfolio

65/100

Strong

Chicago, ILMetro

Volume 22Mix 46.81% of portfolio

55/100

Sound

Top States by Place Specialization Score

IndianaState

Volume 25Mix 53.19% of portfolio

55/100

Sound

IllinoisState

Volume 22Mix 46.81% of portfolio

54/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.