Get & compare mortgage quotes anonymously Start in My Home
FHL
Unclaimed

Firsttrust Home Loans

Independent Mortgage Company•Sheridan, ARHQ•Direct•Reviews near you on Google

Firsttrust Home Loans has 107 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pull-through
Mediocre
1/5
closing strength
Product
Acceptable
2/5
Conventional
Place
Sound
3/5
Multi-Region · 4 mkts
Promptness
Not enough data
—/5
No quote responses measured yet

Safe Rate Summary

Things to Think About

  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Firsttrust Home Loans performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
No peer data
Pull Through
Closing strength
Mediocre
Bottom 20% of lenders
1/5
By Loan Product· Specialization by type
Conventional
84 loans
Acceptable
Bottom 40% of lenders
2/5
By Loan Purpose· Transaction purpose mix
Purchase
98 loans
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 5 markets
Sound
Top 60% of lenders
3/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Acceptable
Product
Acceptable
Pricing—
Pull Through
Mediocre
Volume84
Mix78.5%
Spread—
Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Acceptable
Product
Acceptable
Pricing—
Pull Through
Mediocre
Volume98
Mix91.6%
Spread—
Fees—

At a Glance

Lender Overview

Lending Activity
Loans Originated
107
Applications
2,884
Volume
$24 million
Pricing & Closing
Pullthrough Rate
3.7%
Applications → Closed
Typical Borrower
Avg Loan Amount
$232,290
Avg Borrower Income
$206,850
Avg Property Value
$309,299

Geographic Coverage

Geographic Performance

Metro Areas
4
markets with activity
States Served
11
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

11Full-year 2024 · HMDA
11 states with loan originations
Loans originated
< 1010–2020+None
Midwest3
ILMOOH
South8
ALARFLGAKYLAOKTN

Top Metro Areas by Place Specialization Score

1© Chris Rycroft from Madison, Wisconsin, United States · CC BY 2.0
Toledo, OHMetro
Volume 16Mix 14.95% of portfolio
54/100
Sound
2© Eric in SF · CC BY-SA 3.0
Birmingham, ALMetro
Volume 13Mix 12.15% of portfolio
50/100
Sound
3© Quintin Soloviev · CC BY 4.0
Nashville, TNMetro
Volume 13Mix 12.15% of portfolio
48/100
Sound
4© Thomas R Machnitzki (thomasmachnitzki.com) · CC BY 3.0
Little Rock, ARMetro
Volume 10Mix 9.35% of portfolio
47/100
Sound

Top States by Place Specialization Score

Arkansas
Arkansas
1
ArkansasState
Volume 24Mix 22.43% of portfolio
54/100
Sound
Alabama
Alabama
2
AlabamaState
Volume 19Mix 17.76% of portfolio
52/100
Sound
Ohio
Ohio
3
OhioState
Volume 23Mix 21.50% of portfolio
51/100
Sound
Tennessee
Tennessee
4
TennesseeState
Volume 14Mix 13.08% of portfolio
46/100
Sound
Illinois
Illinois
5
IllinoisState
Volume 14Mix 13.08% of portfolio
46/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Firsttrust Home Loans?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.