What loan types does Forum offer?

Forum offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does Forum offer mortgages?

Forum offers mortgages in 1 states: IN.

How competitive are Forum's mortgage rates?

Forum has an overall pricing score of 75.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Forum?

Forum is a Credit Union headquartered in Fishers, IN.

Unclaimed

Forum

Credit Union•Fishers, INHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Forum — 469 loans across 715 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

FHA · Conventional

Place

Strong

4/5

Single State · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Refinance

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Explore another lender or local market

Report Card

Forum performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+5.2 bps above market avg

4/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

447 loans · 0.04% above market

Sound

Top 60% of lenders

3/5

FHA

14 loans · 0.37% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

397 loans · 0.07% above market

Sound

Top 60% of lenders

3/5

Refinance

72 loans · 0.04% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Single State · 3 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Strong	Sound	447	95.3%	+0.037%Above	$1,167Fees
FHA Loans	Sound	Sound	—	Acceptable	14	3.0%	+0.371%Above	$914Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume447

Mix95.3%

Spread

+0.037%Above

Fees

$1,167Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Acceptable

Volume14

Mix3.0%

Spread

+0.371%Above

Fees

$914Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	397	84.6%	+0.073%Above	$1,231Fees
Refinance	Strong	Sound	Exceptional	Sound	72	15.4%	-0.044%Below	$547Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume397

Mix84.6%

Spread

+0.073%Above

Fees

$1,231Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume72

Mix15.4%

Spread

-0.044%Below

Fees

$547Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

469

Applications

715

Volume

$137 million

Pricing & Closing

Avg Rate Spread

+0.052%

vs. market APOR

Avg Net Fees

$1,106

Origination − Credits

Pullthrough Rate

65.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$294,083

Avg Borrower Income

$139,023

Avg Property Value

$393,977

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

All statesNone

Midwest1

Top Metro Areas by Place Specialization Score

Indianapolis, INMetro

Volume 411Mix 87.63% of portfolio

88/100

Exceptional

Muncie, INMetro

Volume 10Mix 2.13% of portfolio

43/100

Sound

Top States by Place Specialization Score

IndianaState

Volume 469Mix 100.00% of portfolio

82/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Forum?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.