What loan types does FOX COMMUNITIES Credit Union offer?

FOX COMMUNITIES Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does FOX COMMUNITIES Credit Union offer mortgages?

FOX COMMUNITIES Credit Union offers mortgages in 6 states: FL, IL, MI, MN, MO, WI.

How competitive are FOX COMMUNITIES Credit Union's mortgage rates?

FOX COMMUNITIES Credit Union has an overall pricing score of 87.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is FOX COMMUNITIES Credit Union?

FOX COMMUNITIES Credit Union is a Credit Union headquartered in Appleton, WI.

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FOX COMMUNITIES Credit Union

Credit Union•Appleton, WIHQ•Direct•Reviews near you on Google

We analyzed every closed loan from FOX COMMUNITIES Credit Union — 708 loans across 869 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Strong

4/5

Conventional

Place

Exceptional

5/5

Multi-Region · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Champion

Refinance

Champion

Purchase

Superstar

Summary

What They Do Well

Offers rates 14.40 basis points below market average
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

FOX COMMUNITIES Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 14.4 bps below market avg

5/5

Pull Through

Closing strength

Exceptional

Top 20% of lenders

5/5

By Loan Product· Specialization by type

Conventional

706 loans · 0.14% below market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

493 loans · 0.13% below market

Strong

Top 40% of lenders

4/5

Refinance

215 loans · 0.17% below market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 4 markets

Exceptional

Top 20% of lenders

5/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Exceptional	Strong	Exceptional	Exceptional	706	99.7%	-0.143%Below	$525Fees

Conventional

Overall

Exceptional

Product

Strong

Pricing

Exceptional

Pull Through

Exceptional

Volume706

Mix99.7%

Spread

-0.143%Below

Fees

$525Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Exceptional	Strong	493	69.6%	-0.130%Below	$573Fees
Refinance	Exceptional	Strong	Exceptional	Exceptional	215	30.4%	-0.175%Below	$413Fees

Purchase

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Strong

Volume493

Mix69.6%

Spread

-0.130%Below

Fees

$573Fees

Refinance

Overall

Exceptional

Product

Strong

Pricing

Exceptional

Pull Through

Exceptional

Volume215

Mix30.4%

Spread

-0.175%Below

Fees

$413Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

708

Applications

869

Volume

$159 million

Pricing & Closing

Avg Rate Spread

-0.144%

vs. market APOR

Avg Net Fees

$524

Origination − Credits

Pullthrough Rate

81.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$225,946

Avg Borrower Income

$104,040

Avg Property Value

$318,220

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

6Full-year 2024 · HMDA

Loans originated

All statesNone

Midwest5

ILMIMNMOWI

South1

Top Metro Areas by Place Specialization Score

Green Bay, WIMetro

Volume 238Mix 33.62% of portfolio

99/100

Exceptional

Appleton, WIMetro

Volume 199Mix 28.11% of portfolio

88/100

Exceptional

Oshkosh, WIMetro

Volume 86Mix 12.15% of portfolio

80/100

Strong

Top States by Place Specialization Score

WisconsinState

Volume 701Mix 99.01% of portfolio

89/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.