Get & compare mortgage quotes anonymously Start in My Home
FCU
Unclaimed

Frankenmuth Credit Union

Credit Union•Frankenmuth, MIHQ•Direct•Reviews near you on Google

Frankenmuth Credit Union has 374 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
Conventional · USDA
Place
Strong
4/5
Single State · 5 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
Purchase Superstar
Purchase
Superstar
Refinance Superstar
Refinance
Superstar

Safe Rate Summary

What They Do Well

  • Competitive pricing compared to the market
  • Lower than average lender fees
  • Strong pull through performance
  • Particularly strong in Conventional and USDA loans

Explore another lender or local market

Report Card

Frankenmuth Credit Union performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+25.0 bps above market avg
4/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
360 loans · 0.24% above market
Strong
Top 40% of lenders
4/5
USDA
12 loans · 0.59% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
328 loans · 0.22% above market
Strong
Top 40% of lenders
4/5
Refinance
46 loans · 0.50% above market
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Single State · 6 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Exceptional
Volume360
Mix96.3%
Spread
+0.240%Above
Fees
$1,161Fees
USDA Loans
Overall
Strong
Product
Strong
Pricing—
Pull Through—
Volume12
Mix3.2%
Spread
+0.592%Above
Fees
$981Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Strong
Volume328
Mix87.7%
Spread
+0.218%Above
Fees
$1,169Fees
Refinance
Overall
Strong
Product
Sound
Pricing
Strong
Pull Through
Exceptional
Volume46
Mix12.3%
Spread
+0.498%Above
Fees
$1,026Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
374
Applications
411
Volume
$78 million
Pricing & Closing
Avg Rate Spread
+0.250%
vs. market APOR
Avg Net Fees
$1,152
Origination − Credits
Pullthrough Rate
91.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$210,668
Avg Borrower Income
$111,070
Avg Property Value
$272,219

Geographic Coverage

Geographic Performance

Metro Areas
5
markets with activity
States Served
1
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

1Full-year 2024 · HMDA
1 states with loan originations
Loans originated
All statesNone
Midwest1
MI

Top Metro Areas by Place Specialization Score

1© User:Hsxeric · CC BY-SA 4.0
Saginaw, MIMetro
Volume 173Mix 46.26% of portfolio
100/100
Exceptional
2© Aaron Headly from Ann Arbor, Michigan, United States · CC BY 2.0
Bay City, MIMetro
Volume 40Mix 10.70% of portfolio
75/100
Strong
3© Michael Barera · CC BY-SA 4.0
Flint, MIMetro
Volume 24Mix 6.42% of portfolio
57/100
Sound
4© Quintin Soloviev · CC BY 4.0
Midland, MIMetro
Volume 12Mix 3.21% of portfolio
48/100
Sound
5© Darren56brown · CC BY-SA 4.0
Warren, MIMetro
Volume 15Mix 4.01% of portfolio
47/100
Sound

Top States by Place Specialization Score

Michigan
Michigan
1
MichiganState
Volume 374Mix 100.00% of portfolio
79/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Frankenmuth Credit Union?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.