What loan types does Franklin Mint offer?

Franklin Mint offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Franklin Mint offer mortgages?

Franklin Mint offers mortgages in 11 states: DE, FL, GA, KY, MD, NC, NJ, NM, NY, OH, PA.

How competitive are Franklin Mint's mortgage rates?

Franklin Mint has an overall pricing score of 52.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Franklin Mint?

Franklin Mint is a Credit Union headquartered in Chadds Ford Township, PA.

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Franklin Mint

Credit Union•Chadds Ford Township, PAHQ•Direct•Reviews near you on Google

Franklin Mint has 46 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Multi-Region · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Franklin Mint performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

Rates 7.7 bps below market avg

3/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

42 loans · 0.05% below market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

35 loans · 0.14% below market

Acceptable

Bottom 40% of lenders

2/5

Refinance

11 loans · 0.20% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	Sound	Acceptable	42	91.3%	-0.054%Below	$1,080Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing

Sound

Pull Through

Acceptable

Volume42

Mix91.3%

Spread

-0.054%Below

Fees

$1,080Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Sound	Acceptable	35	76.1%	-0.143%Below	$748Fees
Refinance	Acceptable	Acceptable	—	—	11	23.9%	+0.200%Above	$2,046Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Sound

Pull Through

Acceptable

Volume35

Mix76.1%

Spread

-0.143%Below

Fees

$748Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through—

Volume11

Mix23.9%

Spread

+0.200%Above

Fees

$2,046Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$17 million

Pricing & Closing

Avg Rate Spread

-0.077%

vs. market APOR

Avg Net Fees

$999

Origination − Credits

Pullthrough Rate

69.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$369,565

Avg Borrower Income

$175,370

Avg Property Value

$527,391

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

11Full-year 2024 · HMDA

Loans originated

All statesNone

Northeast3

NJNYPA

Midwest1

South6

DEFLGAKYMDNC

West1

Top Metro Areas by Place Specialization Score

Philadelphia, PAMetro

Volume 15Mix 32.61% of portfolio

55/100

Sound

Montgomery County, PAMetro

Volume 11Mix 23.91% of portfolio

50/100

Sound

Top States by Place Specialization Score

PennsylvaniaState

Volume 30Mix 65.22% of portfolio

58/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.