What loan types does Frontier Bank offer?

Frontier Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Frontier Bank offer mortgages?

Frontier Bank offers mortgages in 13 states: AR, AZ, CO, FL, GA, IA, IN, KS, MN, MO, NE, TX, WA.

How competitive are Frontier Bank's mortgage rates?

Frontier Bank has an overall pricing score of 59.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Frontier Bank?

Frontier Bank is a Bank headquartered in Omaha, NE.

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Frontier Bank

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Frontier Bank has 185 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Multi-Region · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Strong pull through performance

Explore another lender or local market

Report Card

Frontier Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+30.6 bps above market avg

3/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

178 loans · 0.31% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

127 loans · 0.25% above market

Sound

Top 60% of lenders

3/5

Refinance

58 loans · 0.42% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 3 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Strong	Strong	178	96.2%	+0.308%Above	$795Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume178

Mix96.2%

Spread

+0.308%Above

Fees

$795Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	127	68.6%	+0.249%Above	$812Fees
Refinance	Sound	Sound	Sound	Strong	58	31.4%	+0.417%Above	$758Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume127

Mix68.6%

Spread

+0.249%Above

Fees

$812Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume58

Mix31.4%

Spread

+0.417%Above

Fees

$758Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

185

Applications

217

Volume

$57 million

Pricing & Closing

Avg Rate Spread

+0.306%

vs. market APOR

Avg Net Fees

$794

Origination − Credits

Pullthrough Rate

85.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$308,405

Avg Borrower Income

$188,141

Avg Property Value

$487,000

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

13Full-year 2024 · HMDA

Loans originated

All statesNone

Midwest6

IAINKSMNMONE

South4

ARFLGATX

West3

AZCOWA

Top Metro Areas by Place Specialization Score

Omaha, NE, NE-IAMetro

Volume 52Mix 28.11% of portfolio

67/100

Strong

Lincoln, NEMetro

Volume 41Mix 22.16% of portfolio

65/100

Strong

Top States by Place Specialization Score

NebraskaState

Volume 167Mix 90.27% of portfolio

79/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.