Get & compare mortgage quotes anonymously Start in My Home
GB
Unclaimed

Generations Bank

Bank•Rogers, ARHQ•Direct•Reviews near you on Google

Generations Bank has 251 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Sound
3/5
Conventional
Place
Exceptional
5/5
Multi-Region · 1 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
Purchase Superstar
Purchase
Superstar

Safe Rate Summary

What They Do Well

  • Competitive pricing compared to the market
  • Lower than average lender fees
  • Strong pull through performance

Explore another lender or local market

Report Card

Generations Bank performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+14.7 bps above market avg
4/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
249 loans · 0.14% above market
Sound
Top 60% of lenders
3/5
By Loan Purpose· Transaction purpose mix
Purchase
221 loans · 0.15% above market
Sound
Top 60% of lenders
3/5
Refinance
30 loans · 0.16% above market
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 2 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Sound
Pricing
Strong
Pull Through
Strong
Volume249
Mix99.2%
Spread
+0.145%Above
Fees
$1,161Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Sound
Pricing
Exceptional
Pull Through
Strong
Volume221
Mix88.0%
Spread
+0.146%Above
Fees
$1,185Fees
Refinance
Overall
Sound
Product
Sound
Pricing
Strong
Pull Through
Sound
Volume30
Mix12.0%
Spread
+0.157%Above
Fees
$937Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
251
Applications
321
Volume
$78 million
Pricing & Closing
Avg Rate Spread
+0.147%
vs. market APOR
Avg Net Fees
$1,159
Origination − Credits
Pullthrough Rate
78.2%
Applications → Closed
Typical Borrower
Avg Loan Amount
$313,645
Avg Borrower Income
$181,641
Avg Property Value
$451,892

Geographic Coverage

Geographic Performance

Metro Areas
1
markets with activity
States Served
10
of 50 states + DC
Avg Place Specialization
Exceptional
5/5

States with Loan Originations

10Full-year 2024 · HMDA
10 states with loan originations
Loans originated
< 5050+None
Midwest2
MOND
South7
ARFLKYNCOKTNTX
West1
CA

Top Metro Areas by Place Specialization Score

1© Brandonrush · CC BY-SA 3.0
Fayetteville, ARMetro
Volume 152Mix 60.56% of portfolio
81/100
Exceptional

Top States by Place Specialization Score

Arkansas
Arkansas
1
ArkansasState
Volume 176Mix 70.12% of portfolio
76/100
Strong
Missouri
Missouri
2
MissouriState
Volume 65Mix 25.90% of portfolio
61/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Generations Bank?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.