Genhome Mortgage Corporation
Genhome Mortgage Corporation has 355 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Acceptable
2/5
closing strength
Product
Strong
4/5
FHA · Conventional
Place
Sound
3/5
Near-National · 3 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Summary
What They Do Well
- Nationwide availability with consistent service
Things to Think About
- Rates typically 136 basis points above market average
- Higher than average fees ($6,186)
- Pull through efficiency is below industry average
Explore another lender or local market
Report Card
Genhome Mortgage Corporation performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+136.0 bps above market avg
1/5
Pull Through
Closing strength
Acceptable
Bottom 40% of lenders
2/5
By Loan Product· Specialization by type
Conventional
76 loans · 1.11% above market
Acceptable
Bottom 40% of lenders
2/5
FHA
269 loans · 1.41% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
329 loans · 1.37% above market
Sound
Top 60% of lenders
3/5
Refinance
26 loans · 1.30% above market
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Near-National · 3 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | — | 76 | 21.4% | +1.108%Above | $4,343Fees | |||
FHA Loans | 269 | 75.8% | +1.405%Above | $6,551Fees |
Conventional
OverallMediocre
ProductAcceptable
Pricing—
Pull ThroughMediocre
Volume76
Mix21.4%
Spread
+1.108%Above
Fees
$4,343Fees
FHA Loans
OverallAcceptable
ProductStrong
PricingMediocre
Pull ThroughSound
Volume269
Mix75.8%
Spread
+1.405%Above
Fees
$6,551Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 329 | 92.7% | +1.366%Above | $6,225Fees | ||||
Refinance | — | 26 | 7.3% | +1.303%Above | $5,839Fees |
Purchase
OverallAcceptable
ProductSound
PricingMediocre
Pull ThroughAcceptable
Volume329
Mix92.7%
Spread
+1.366%Above
Fees
$6,225Fees
Refinance
OverallAcceptable
ProductAcceptable
Pricing—
Pull ThroughMediocre
Volume26
Mix7.3%
Spread
+1.303%Above
Fees
$5,839Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
355
Applications
924
Volume
$159 million
Pricing & Closing
Avg Rate Spread
+1.360%
vs. market APOR
Avg Net Fees
$6,186
Origination − Credits
Pullthrough Rate
38.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$449,394
Avg Borrower Income
$168,631
Avg Property Value
$508,972
Geographic Coverage
Geographic Performance
Metro Areas
3
markets with activity
States Served
29
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
29Full-year 2024 · HMDALoans originated
< 1010–5050+None
Northeast3
MEMAPA
Midwest5
ILINMIMNOH
South14
ALARFLGALAMDMSNCOKSCTNTXVAWV
West7
AZCANMNVORUTWA
Top Metro Areas by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.