What loan types does Grand Bank for Savings offer?

Grand Bank for Savings offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does Grand Bank for Savings offer mortgages?

Grand Bank for Savings offers mortgages in 18 states: AZ, IL, IN, KY, LA, MN, MS, NC, NE, NV, OH, OK, SC, SD, TN, TX, UT, VA.

How competitive are Grand Bank for Savings's mortgage rates?

Grand Bank for Savings has an overall pricing score of 25.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Grand Bank for Savings?

Grand Bank for Savings is a Bank headquartered in Hattiesburg, MS.

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Grand Bank for Savings

Bank•Hattiesburg, MSHQ•Direct & Wholesale•Reviews near you on Google

Grand Bank for Savings has 109 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Sound

3/5

FHA · Conventional

Place

Sound

3/5

Multi-Region · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Rates typically 107 basis points above market average
Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Grand Bank for Savings performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+106.5 bps above market avg

2/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

90 loans · 1.39% above market

Acceptable

Bottom 40% of lenders

2/5

FHA

16 loans · 0.67% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

100 loans · 1.07% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 3 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	—	Acceptable	90	82.6%	+1.387%Above	$1,781Fees
FHA Loans	Sound	Sound	—	Strong	16	14.7%	+0.667%Above	$1,851Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume90

Mix82.6%

Spread

+1.387%Above

Fees

$1,781Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Strong

Volume16

Mix14.7%

Spread

+0.667%Above

Fees

$1,851Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Acceptable	Sound	100	91.7%	+1.074%Above	$1,791Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Sound

Volume100

Mix91.7%

Spread

+1.074%Above

Fees

$1,791Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

109

Applications

159

Volume

$23 million

Pricing & Closing

Avg Rate Spread

+1.065%

vs. market APOR

Avg Net Fees

$1,701

Origination − Credits

Pullthrough Rate

68.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$216,009

Avg Borrower Income

$93,284

Avg Property Value

$274,725

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

18Full-year 2024 · HMDA

Loans originated

< 1010+None

Midwest6

ILINMNNEOHSD

South9

KYLAMSNCOKSCTNTXVA

West3

AZNVUT

Top Metro Areas by Place Specialization Score

Hattiesburg, MSMetro

Volume 23Mix 21.10% of portfolio

66/100

Strong

Indianapolis, INMetro

Volume 14Mix 12.84% of portfolio

49/100

Sound

Las Vegas, NVMetro

Volume 11Mix 10.09% of portfolio

46/100

Sound

Top States by Place Specialization Score

MississippiState

Volume 28Mix 25.69% of portfolio

57/100

Sound

NevadaState

Volume 12Mix 11.01% of portfolio

47/100

Sound

IndianaState

Volume 14Mix 12.84% of portfolio

46/100

Sound

TexasState

Volume 13Mix 11.93% of portfolio

41/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.