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Greentree Mortgage Company

Independent Mortgage CompanyWilmington, DEHQDirectReviews near you on Google

We analyzed every closed loan from Greentree Mortgage Company 1.7k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA
Place
Strong
4/5
Regional · 9 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
FHA Superstar
FHA
Superstar
Purchase Superstar
Purchase
Superstar

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and FHA and VA loans

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

Greentree Mortgage Company performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+45.8 bps above market avg
2/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
1,105 loans · 0.42% above market
Strong
Top 40% of lenders
4/5
FHA
477 loans · 0.61% above market
Exceptional
Top 20% of lenders
5/5
VA
66 loans · 0.06% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
1,513 loans · 0.47% above market
Strong
Top 40% of lenders
4/5
Refinance
147 loans · 0.35% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Regional · 10 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume1,105
Mix66.6%
Spread
+0.425%Above
Fees
$2,681Fees
FHA Loans
Overall
Strong
Product
Exceptional
Pricing
Acceptable
Pull Through
Exceptional
Volume477
Mix28.7%
Spread
+0.606%Above
Fees
$2,450Fees
VA Loans
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume66
Mix4.0%
Spread
-0.057%Below
Fees
$2,714Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume1,513
Mix91.1%
Spread
+0.470%Above
Fees
$2,643Fees
Refinance
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Strong
Volume147
Mix8.9%
Spread
+0.348%Above
Fees
$2,416Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
1,660
Applications
2,186
Volume
$507 million
Pricing & Closing
Avg Rate Spread
+0.458%
vs. market APOR
Avg Net Fees
$2,621
Origination − Credits
Pullthrough Rate
75.9%
Applications → Closed
Typical Borrower
Avg Loan Amount
$305,428
Avg Borrower Income
$134,463
Avg Property Value
$380,428

Geographic Coverage

Geographic Performance

Metro Areas
9
markets with activity
States Served
5
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

5Full-year 2024 · HMDA
5 states with loan originations
Loans originated
< 2020–200200+None
Northeast3
CTNJPA
South2
DEFL

Top Metro Areas by Place Specialization Score

Volume 833Mix 50.18% of portfolio
100/100
Exceptional
2© Smith, H. B. · Public domain
Atlantic City, NJMetro
Volume 289Mix 17.41% of portfolio
97/100
Exceptional
3© 颐园居 · CC BY-SA 4.0
Philadelphia, PAMetro
Volume 139Mix 8.37% of portfolio
76/100
Strong
Volume 47Mix 2.83% of portfolio
72/100
Strong
Volume 54Mix 3.25% of portfolio
69/100
Strong
6© Bjoertvedt · CC BY-SA 4.0
Wilmington, DEMetro
Volume 71Mix 4.28% of portfolio
66/100
Strong
Volume 76Mix 4.58% of portfolio
65/100
Strong
8© Dough4872 · Public domain
Montgomery County, PAMetro
Volume 57Mix 3.43% of portfolio
63/100
Strong
Volume 10Mix 0.60% of portfolio
39/100
Acceptable

Top States by Place Specialization Score

New Jersey
New Jersey
1
New JerseyState
Volume 1,384Mix 83.37% of portfolio
96/100
Exceptional
Pennsylvania
Pennsylvania
2
PennsylvaniaState
Volume 233Mix 14.04% of portfolio
71/100
Strong
Delaware
Delaware
3
DelawareState
Volume 20Mix 1.20% of portfolio
48/100
Sound
Florida
Florida
4
FloridaState
Volume 18Mix 1.08% of portfolio
37/100
Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.