What loan types does Grundy Bank offer?

Grundy Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Grundy Bank offer mortgages?

Grundy Bank offers mortgages in 4 states: IL, IN, MI, WI.

How competitive are Grundy Bank's mortgage rates?

Grundy Bank has an overall pricing score of 67.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Grundy Bank?

Grundy Bank is a Bank headquartered in Morris, IL.

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Grundy Bank

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Grundy Bank has 140 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Explore another lender or local market

Report Card

Grundy Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+24.0 bps above market avg

4/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

140 loans · 0.24% above market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

98 loans · 0.27% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

42 loans · 0.17% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Strong	Sound	140	100.0%	+0.240%Above	$797Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume140

Mix100.0%

Spread

+0.240%Above

Fees

$797Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Strong	Sound	98	70.0%	+0.271%Above	$754Fees
Refinance	Sound	Sound	Sound	Strong	42	30.0%	+0.165%Above	$900Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume98

Mix70.0%

Spread

+0.271%Above

Fees

$754Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume42

Mix30.0%

Spread

+0.165%Above

Fees

$900Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

140

Applications

153

Volume

$32 million

Pricing & Closing

Avg Rate Spread

+0.240%

vs. market APOR

Avg Net Fees

$797

Origination − Credits

Pullthrough Rate

91.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$229,214

Avg Borrower Income

$135,243

Avg Property Value

$329,786

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

4Full-year 2024 · HMDA

Loans originated

< 100100+None

Midwest4

ILINMIWI

Top Metro Areas by Place Specialization Score

Chicago, ILMetro

Volume 103Mix 73.57% of portfolio

70/100

Strong

Top States by Place Specialization Score

IllinoisState

Volume 136Mix 97.14% of portfolio

72/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.