What loan types does Hancock County Savings Bank offer?

Hancock County Savings Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Hancock County Savings Bank offer mortgages?

Hancock County Savings Bank offers mortgages in 3 states: OH, PA, WV.

How competitive are Hancock County Savings Bank's mortgage rates?

Hancock County Savings Bank has an overall pricing score of 79.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Hancock County Savings Bank?

Hancock County Savings Bank is a Bank headquartered in CHESTER, WV.

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Hancock County Savings Bank

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Hancock County Savings Bank has 216 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

Conventional

Place

Strong

4/5

Regional · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 2.10 basis points below market average
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

Hancock County Savings Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 2.1 bps below market avg

4/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

215 loans · 0.02% below market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

183 loans · 0.03% below market

Strong

Top 40% of lenders

4/5

Refinance

33 loans · 0.02% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 3 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Strong	Strong	215	99.5%	-0.017%Below	$532Fees

Conventional

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume215

Mix99.5%

Spread

-0.017%Below

Fees

$532Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Exceptional	Strong	183	84.7%	-0.029%Below	$532Fees
Refinance	Strong	Sound	Sound	Strong	33	15.3%	+0.021%Above	$528Fees

Purchase

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Strong

Volume183

Mix84.7%

Spread

-0.029%Below

Fees

$532Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume33

Mix15.3%

Spread

+0.021%Above

Fees

$528Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

216

Applications

316

Volume

$36 million

Pricing & Closing

Avg Rate Spread

-0.021%

vs. market APOR

Avg Net Fees

$532

Origination − Credits

Pullthrough Rate

68.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$167,685

Avg Borrower Income

$109,676

Avg Property Value

$228,519

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

3Full-year 2024 · HMDA

Loans originated

< 1010–100100+None

Northeast1

Midwest1

South1

Top Metro Areas by Place Specialization Score

Weirton, WV-OHMetro

Volume 147Mix 68.06% of portfolio

100/100

Exceptional

Pittsburgh, PAMetro

Volume 11Mix 5.09% of portfolio

45/100

Sound

Top States by Place Specialization Score

West VirginiaState

Volume 103Mix 47.69% of portfolio

78/100

Strong

OhioState

Volume 102Mix 47.22% of portfolio

66/100

Strong

PennsylvaniaState

Volume 11Mix 5.09% of portfolio

41/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.