Hightechlending has 260 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Acceptable
2/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Sound
3/5
Multi-Region · 5 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Summary
Things to Think About
- Pricing may be below industry average
- Higher than average fees ($4,256)
- Pull through efficiency is below industry average
Explore another lender or local market
Report Card
Hightechlending performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+40.5 bps above market avg
1/5
Pull Through
Closing strength
Acceptable
Bottom 40% of lenders
2/5
By Loan Product· Specialization by type
Conventional
169 loans · 0.48% above market
Sound
Top 60% of lenders
3/5
FHA
61 loans · 0.47% above market
Strong
Top 40% of lenders
4/5
VA
22 loans · 0.33% below market
Sound
Top 60% of lenders
3/5
By Loan Purpose· Transaction purpose mix
Purchase
225 loans · 0.43% above market
Sound
Top 60% of lenders
3/5
Refinance
35 loans · 0.23% above market
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 5 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 169 | 65.0% | +0.480%Above | $4,399Fees | ||||
FHA Loans | 61 | 23.5% | +0.473%Above | $4,465Fees | ||||
VA Loans | 22 | 8.5% | -0.328%Below | $3,172Fees |
Conventional
OverallAcceptable
ProductSound
PricingMediocre
Pull ThroughSound
Volume169
Mix65.0%
Spread
+0.480%Above
Fees
$4,399Fees
FHA Loans
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume61
Mix23.5%
Spread
+0.473%Above
Fees
$4,465Fees
VA Loans
OverallSound
ProductSound
PricingAcceptable
Pull ThroughStrong
Volume22
Mix8.5%
Spread
-0.328%Below
Fees
$3,172Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 225 | 86.5% | +0.432%Above | $4,403Fees | ||||
Refinance | 35 | 13.5% | +0.230%Above | $3,285Fees |
Purchase
OverallAcceptable
ProductSound
PricingMediocre
Pull ThroughSound
Volume225
Mix86.5%
Spread
+0.432%Above
Fees
$4,403Fees
Refinance
OverallAcceptable
ProductSound
PricingMediocre
Pull ThroughSound
Volume35
Mix13.5%
Spread
+0.230%Above
Fees
$3,285Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
260
Applications
395
Volume
$139 million
Pricing & Closing
Avg Rate Spread
+0.405%
vs. market APOR
Avg Net Fees
$4,256
Origination − Credits
Pullthrough Rate
65.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$535,462
Avg Borrower Income
$187,627
Avg Property Value
$700,038
Geographic Coverage
Geographic Performance
Metro Areas
5
markets with activity
States Served
10
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
10Full-year 2024 · HMDALoans originated
< 5050+None
Northeast1
NJ
South3
FLSCTX
West6
AZCAHINVORWA
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Hightechlending?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.