What loan types does Home Bank offer?

Home Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Home Bank offer mortgages?

Home Bank offers mortgages in 4 states: LA, MS, TN, TX.

How competitive are Home Bank's mortgage rates?

Home Bank has an overall pricing score of 56.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Home Bank?

Home Bank is a Bank headquartered in Lafayette, LA.

Unclaimed

Home Bank

Bank•Lafayette, LAHQ•Direct•Reviews near you on Google

Home Bank has 139 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional · Jumbo

Place

Strong

4/5

Regional · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Explore another lender or local market

Report Card

Home Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+18.7 bps above market avg

3/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

127 loans · 0.17% above market

Sound

Top 60% of lenders

3/5

Jumbo

10 loans · 0.28% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

116 loans · 0.15% above market

Sound

Top 60% of lenders

3/5

Refinance

23 loans · 0.29% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 4 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	127	91.4%	+0.173%Above	$1,174Fees
Jumbo Loans	Sound	Sound	—	—	10	7.2%	+0.283%Above	$2,113Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume127

Mix91.4%

Spread

+0.173%Above

Fees

$1,174Fees

Jumbo Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume10

Mix7.2%

Spread

+0.283%Above

Fees

$2,113Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Sound	116	83.5%	+0.154%Above	$1,224Fees
Refinance	Sound	Sound	Sound	Strong	23	16.5%	+0.290%Above	$1,147Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume116

Mix83.5%

Spread

+0.154%Above

Fees

$1,224Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume23

Mix16.5%

Spread

+0.290%Above

Fees

$1,147Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

139

Applications

217

Volume

$52 million

Pricing & Closing

Avg Rate Spread

+0.187%

vs. market APOR

Avg Net Fees

$1,206

Origination − Credits

Pullthrough Rate

64.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$376,367

Avg Borrower Income

$200,986

Avg Property Value

$557,230

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

4Full-year 2024 · HMDA

Loans originated

< 100100+None

South4

LAMSTNTX

Top Metro Areas by Place Specialization Score

Lafayette, LAMetro

Volume 66Mix 47.48% of portfolio

77/100

Strong

New Orleans, LAMetro

Volume 20Mix 14.39% of portfolio

56/100

Sound

Baton Rouge, LAMetro

Volume 13Mix 9.35% of portfolio

48/100

Sound

Top States by Place Specialization Score

LouisianaState

Volume 128Mix 92.09% of portfolio

73/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Home Bank?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.