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Interstellar Mortgage
We analyzed every closed loan from Interstellar Mortgage — 5.1k loans across 6k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo loans
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Why Choose Interstellar Mortgage?
No description provided yet.
What Our Clients Say
"I had five quotes on my scenario before anyone had my phone number. Interstellar came back instantly, and the fee breakdown was itemized instead of buried in a range."
"First time buying, so I expected to be talked down to. Instead I got the same numbers everyone else got, in writing, and time to think about them."
"They were not the cheapest rate on my list. They were the cheapest once the fees were added up, and they were the ones who showed me that math."
"Closed in San Antonio in under three weeks. The loan officer already had my whole scenario when we got on the phone, so nothing had to be repeated."
Leadership Team
Lyra Chen
Branch Manager
NMLS #0000013
Nova Reyes
Senior Loan Officer
NMLS #0000011
Verified Loan Officers
Lyra Chen
Branch Manager
NMLS #0000013
Nova Reyes
Senior Loan Officer
NMLS #0000011
Orion Vance
Loan Officer
NMLS #0000012
Verified Product Offerings
Loan Process Features
Languages Spoken
Report Card
Interstellar Mortgage performance at a glance
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 3,598 | 70.0% | +0.105%Above | $1,180Fees | ||||
FHA Loans | 514 | 10.0% | +0.105%Above | $1,180Fees | ||||
VA Loans | 514 | 10.0% | +0.105%Above | $1,180Fees | ||||
Jumbo Loans | 514 | 10.0% | +0.105%Above | $1,180Fees |
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 4,112 | 80.0% | +0.105%Above | $1,180Fees | ||||
Refinance | 1,028 | 20.0% | +0.105%Above | $1,180Fees |
At a Glance
Lender Overview
Geographic Coverage
Geographic Performance
Top Metro Areas by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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