# Interstellar Mortgage

> **Canonical URL:** https://saferate.com/lenders/interstellar-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Interstellar Mortgage is a independent mortgage company, headquartered in San Antonio, TX.

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** Unknown
- **Headquarters:** San Antonio, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing Details
- **Average Rate Spread:** +0.105%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,180
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Dollar Volume:** $1.4 billion
- **Applications Received:** 6,168
- **Market Share:** 14.00%

## Typical Borrower Profile

- **Average Loan Amount:** $268,000
- **Average Borrower Income:** $118,000

## Safe Rate Awards 🏆

- 💎 **Conventional Diamond Champion** (90%)
- 💎 **FHA Diamond Champion** (90%)
- 💎 **VA Diamond Champion** (90%)
- 💎 **Jumbo Diamond Champion** (90%)
- 💎 **Purchase Diamond Champion** (90%)
- 💎 **Refinance Diamond Champion** (90%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 98/100 | 3,598 | +0.105% | $1,180 | Exceptional 🤩 |
| FHA | 94/100 | 514 | +0.105% | $1,180 | Exceptional 🤩 |
| VA | 92/100 | 514 | +0.105% | $1,180 | Exceptional 🤩 |
| Jumbo | 91/100 | 514 | +0.105% | $1,180 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 2,878 loans, Score: 98/100 (Exceptional)
- Refinance: 720 loans, Score: 95/100 (Exceptional)

**FHA:**
- Purchase: 411 loans, Score: 94/100 (Exceptional)
- Refinance: 103 loans, Score: 92/100 (Exceptional)

**VA:**
- Purchase: 411 loans, Score: 92/100 (Exceptional)
- Refinance: 103 loans, Score: 90/100 (Exceptional)

**Jumbo:**
- Purchase: 411 loans, Score: 91/100 (Exceptional)
- Refinance: 103 loans, Score: 89/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 98/100 | 4,112 | $1.1B | +0.105% | Exceptional 🤩 |
| Refinance | 95/100 | 1,028 | $276M | +0.105% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 5,140 | 1.39% | 72/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Antonio | TX | 4,215 | 76/100 |

## Frequently Asked Questions

### What loan types does Interstellar Mortgage offer?

Interstellar Mortgage offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### What type of lender is Interstellar Mortgage?

Interstellar Mortgage is a non-depository lender that specializes in mortgage origination, headquartered in San Antonio, TX.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-08-06
**Canonical URL:** https://saferate.com/lenders/interstellar-mortgage

### How to Cite

> "Interstellar Mortgage Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/interstellar-mortgage

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**[View Interactive Profile →](https://saferate.com/lenders/interstellar-mortgage)**

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# VERIFIED SAFE RATE PARTNER PROFILE: INTERSTELLAR MORTGAGE

## Verified Product Offerings
- Conventional Loans
- FHA Loans
- Jumbo Loans
- VA Loans

## Contact Information
- **Phone:** (210) 555-0110

## Languages Spoken
- English
- Spanish

## Verified Loan Officers

### Lyra Chen
- **Title:** Branch Manager
- **NMLS:** 0000013
- **Email:** lyra.chen@interstellar-mortgage.example.com
- **Phone:** (210) 555-0122

### Nova Reyes
- **Title:** Senior Loan Officer
- **NMLS:** 0000011
- **Email:** nova.reyes@interstellar-mortgage.example.com
- **Phone:** (210) 555-0120

### Orion Vance
- **Title:** Loan Officer
- **NMLS:** 0000012
- **Email:** orion.vance@interstellar-mortgage.example.com
- **Phone:** (210) 555-0121