What loan types does Jackson County Bank offer?

Jackson County Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Jackson County Bank offer mortgages?

Jackson County Bank offers mortgages in 1 states: IN.

How competitive are Jackson County Bank's mortgage rates?

Jackson County Bank has an overall pricing score of 66.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Jackson County Bank?

Jackson County Bank is a Bank headquartered in Seymour, IN.

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Jackson County Bank

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Jackson County Bank has 272 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Strong

4/5

Single State · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees
Particularly strong in Conventional and Jumbo loans

Explore another lender or local market

Report Card

Jackson County Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+8.2 bps above market avg

4/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

252 loans · 0.07% above market

Strong

Top 40% of lenders

4/5

Jumbo

18 loans · 0.11% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

244 loans · 0.11% above market

Strong

Top 40% of lenders

4/5

Refinance

28 loans · 0.09% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Single State · 4 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Strong	Strong	252	92.6%	+0.075%Above	$956Fees
Jumbo Loans	Strong	Strong	—	Strong	18	6.6%	+0.109%Above	$882Fees

Conventional

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume252

Mix92.6%

Spread

+0.075%Above

Fees

$956Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume18

Mix6.6%

Spread

+0.109%Above

Fees

$882Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Strong	Strong	244	89.7%	+0.107%Above	$955Fees
Refinance	Strong	Sound	Exceptional	Strong	28	10.3%	-0.089%Below	$952Fees

Purchase

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume244

Mix89.7%

Spread

+0.107%Above

Fees

$955Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume28

Mix10.3%

Spread

-0.089%Below

Fees

$952Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

272

Applications

369

Volume

$97 million

Pricing & Closing

Avg Rate Spread

+0.082%

vs. market APOR

Avg Net Fees

$954

Origination − Credits

Pullthrough Rate

73.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$358,272

Avg Borrower Income

$159,599

Avg Property Value

$474,963

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

< 200200+None

Midwest1

Top Metro Areas by Place Specialization Score

Columbus, INMetro

Volume 55Mix 20.22% of portfolio

80/100

Exceptional

Indianapolis, INMetro

Volume 80Mix 29.41% of portfolio

69/100

Strong

Bloomington, INMetro

Volume 16Mix 5.88% of portfolio

52/100

Sound

Top States by Place Specialization Score

IndianaState

Volume 272Mix 100.00% of portfolio

77/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.