What loan types does Jefferson Parish Employees FCU offer?

Jefferson Parish Employees FCU offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Jefferson Parish Employees FCU offer mortgages?

Jefferson Parish Employees FCU offers mortgages in 2 states: LA, MS.

How competitive are Jefferson Parish Employees FCU's mortgage rates?

Jefferson Parish Employees FCU has an overall pricing score of 99.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Jefferson Parish Employees FCU?

Jefferson Parish Employees FCU is a Credit Union headquartered in Harahan, LA.

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Jefferson Parish Employees FCU

Credit Union•Harahan, LAHQ•Direct•Reviews near you on Google

Jefferson Parish Employees FCU has 47 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 93.40 basis points below market average
Lower than average lender fees

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Jefferson Parish Employees FCU performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 93.4 bps below market avg

5/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

47 loans · 0.93% below market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

18 loans · 0.98% below market

Acceptable

Bottom 40% of lenders

2/5

Refinance

29 loans · 0.90% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Acceptable	Exceptional	Strong	47	100.0%	-0.934%Below	$499Fees

Conventional

Overall

Strong

Product

Acceptable

Pricing

Exceptional

Pull Through

Strong

Volume47

Mix100.0%

Spread

-0.934%Below

Fees

$499Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	—	Sound	18	38.3%	-0.984%Below	$499Fees
Refinance	Strong	Sound	Exceptional	Exceptional	29	61.7%	-0.903%Below	$500Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Sound

Volume18

Mix38.3%

Spread

-0.984%Below

Fees

$499Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Exceptional

Volume29

Mix61.7%

Spread

-0.903%Below

Fees

$500Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$13 million

Pricing & Closing

Avg Rate Spread

-0.934%

vs. market APOR

Avg Net Fees

$499

Origination − Credits

Pullthrough Rate

94.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$290,532

Avg Borrower Income

$167,915

Avg Property Value

$399,894

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

All statesNone

South2

LAMS

Top Metro Areas by Place Specialization Score

New Orleans, LAMetro

Volume 38Mix 80.85% of portfolio

70/100

Strong

Top States by Place Specialization Score

LouisianaState

Volume 46Mix 97.87% of portfolio

64/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.