Get & compare mortgage quotes anonymously Start in My Home
JH

Jet Homeloans

Independent Mortgage CompanyWilmington, DEHQDirectReviews near you on Google

We analyzed every closed loan from Jet Homeloans 2.8k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo
Place
Strong
4/5
Multi-Region · 27 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
FHA Champion
FHA
Champion
VA Champion
VA
Champion
Conventional Superstar
Conventional
Superstar
Purchase Superstar
Purchase
Superstar

Safe Rate Summary

What They Do Well

  • Offers rates 27.70 basis points below market average
  • Strong pull through performance
  • Particularly strong in Conventional and FHA and VA loans

Explore another lender or local market

Report Card

Jet Homeloans performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
Rates 27.7 bps below market avg
4/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
1,557 loans · 0.07% below market
Strong
Top 40% of lenders
4/5
FHA
697 loans · 0.39% below market
Strong
Top 40% of lenders
4/5
VA
484 loans · 0.89% below market
Exceptional
Top 20% of lenders
5/5
Jumbo
15 loans · 0.18% above market
Sound
Top 60% of lenders
3/5
By Loan Purpose· Transaction purpose mix
Purchase
2,749 loans · 0.28% below market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 28 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Strong
Volume1,557
Mix56.5%
Spread
-0.065%Below
Fees
$2,649Fees
FHA Loans
Overall
Exceptional
Product
Strong
Pricing
Exceptional
Pull Through
Exceptional
Volume697
Mix25.3%
Spread
-0.390%Below
Fees
$2,086Fees
VA Loans
Overall
Exceptional
Product
Exceptional
Pricing
Exceptional
Pull Through
Exceptional
Volume484
Mix17.6%
Spread
-0.890%Below
Fees
$2,159Fees
Jumbo Loans
Overall
Sound
Product
Sound
Pricing
Pull Through
Volume15
Mix0.5%
Spread
+0.182%Above
Fees
$3,638Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Strong
Volume2,749
Mix99.7%
Spread
-0.277%Below
Fees
$2,436Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
2,756
Applications
3,172
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
-0.277%
vs. market APOR
Avg Net Fees
$2,423
Origination − Credits
Pullthrough Rate
86.9%
Applications → Closed
Typical Borrower
Avg Loan Amount
$444,060
Avg Borrower Income
$158,707
Avg Property Value
$545,914

Geographic Coverage

Geographic Performance

Metro Areas
27
markets with activity
States Served
9
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

9Full-year 2024 · HMDA
9 states with loan originations
Loans originated
< 2020–100100–200200–500500+None
South8
FLGAMDNCSCTNTXVA
West1
CO

Top Metro Areas by Place Specialization Score

1© DXR · CC BY-SA 4.0
Jacksonville, FLMetro
Volume 542Mix 19.67% of portfolio
90/100
Exceptional
Volume 143Mix 5.19% of portfolio
78/100
Strong
Volume 198Mix 7.18% of portfolio
77/100
Strong
Volume 300Mix 10.89% of portfolio
76/100
Strong
5© Brandonrush · CC BY-SA 3.0
Fayetteville, NCMetro
Volume 98Mix 3.56% of portfolio
75/100
Strong
Volume 307Mix 11.14% of portfolio
75/100
Strong
Volume 209Mix 7.58% of portfolio
74/100
Strong
8© olekinderhook · CC BY 3.0
Fort Collins, COMetro
Volume 60Mix 2.18% of portfolio
68/100
Strong
9© Bjoertvedt · CC BY-SA 4.0
Wilmington, NCMetro
Volume 59Mix 2.14% of portfolio
67/100
Strong
Volume 140Mix 5.08% of portfolio
67/100
Strong
Showing 10 of 27 metro areas

Top States by Place Specialization Score

Texas
Texas
1
TexasState
Volume 945Mix 34.29% of portfolio
79/100
Strong
Florida
Florida
2
FloridaState
Volume 841Mix 30.52% of portfolio
77/100
Strong
South Carolina
South Carolina
3
South CarolinaState
Volume 250Mix 9.07% of portfolio
74/100
Strong
Colorado
Colorado
4
ColoradoState
Volume 235Mix 8.53% of portfolio
69/100
Strong
North Carolina
North Carolina
5
North CarolinaState
Volume 301Mix 10.92% of portfolio
69/100
Strong
Tennessee
Tennessee
6
TennesseeState
Volume 99Mix 3.59% of portfolio
60/100
Strong
Virginia
Virginia
7
VirginiaState
Volume 42Mix 1.52% of portfolio
50/100
Sound
Maryland
Maryland
8
MarylandState
Volume 28Mix 1.02% of portfolio
47/100
Sound
Georgia
Georgia
9
GeorgiaState
Volume 15Mix 0.54% of portfolio
39/100
Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Jet Homeloans?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.