What loan types does JNC Mortgage Company offer?

JNC Mortgage Company offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does JNC Mortgage Company offer mortgages?

JNC Mortgage Company offers mortgages in 1 states: TX.

What type of lender is JNC Mortgage Company?

JNC Mortgage Company is a Independent Mortgage Company headquartered in El Paso, TX.

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JNC Mortgage Company

Independent Mortgage Company•El Paso, TXHQ•Direct•Reviews near you on Google

JNC Mortgage Company has 126 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Strong

4/5

Single State · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Particularly strong in FHA and VA loans

Explore another lender or local market

Report Card

JNC Mortgage Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

18 loans

Mediocre

Bottom 20% of lenders

1/5

FHA

68 loans

Strong

Top 40% of lenders

4/5

40 loans

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

125 loans

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Single State · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Mediocre	Mediocre	—	—	18	14.3%	—	—
FHA Loans	Strong	Strong	—	Exceptional	68	54.0%	—	—
VA Loans	Exceptional	Strong	—	Exceptional	40	31.7%	—	—

Conventional

Overall

Mediocre

Product

Mediocre

Pricing—

Pull Through—

Volume18

Mix14.3%

Spread—

Fees—

FHA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Exceptional

Volume68

Mix54.0%

Spread—

Fees—

VA Loans

Overall

Exceptional

Product

Strong

Pricing—

Pull Through

Exceptional

Volume40

Mix31.7%

Spread—

Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	—	Exceptional	125	99.2%	—	—

Purchase

Overall

Strong

Product

Sound

Pricing—

Pull Through

Exceptional

Volume125

Mix99.2%

Spread—

Fees—

At a Glance

Lender Overview

Lending Activity

Loans Originated

126

Applications

126

Volume

$34 million

Pricing & Closing

Pullthrough Rate

100.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$271,667

Avg Borrower Income

$91,905

Avg Property Value

$298,571

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

< 100100+None

South1

Top Metro Areas by Place Specialization Score

El Paso, TXMetro

Volume 90Mix 71.43% of portfolio

78/100

Strong

Houston, TXMetro

Volume 31Mix 24.60% of portfolio

56/100

Sound

Top States by Place Specialization Score

TexasState

Volume 126Mix 100.00% of portfolio

67/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.