What loan types does Knoxville Tva Employees Credit Union offer?

Knoxville Tva Employees Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Knoxville Tva Employees Credit Union offer mortgages?

Knoxville Tva Employees Credit Union offers mortgages in 2 states: GA, TN.

How competitive are Knoxville Tva Employees Credit Union's mortgage rates?

Knoxville Tva Employees Credit Union has an overall pricing score of 39.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Knoxville Tva Employees Credit Union?

Knoxville Tva Employees Credit Union is a Credit Union headquartered in Knoxville, TN.

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Knoxville Tva Employees Credit Union

Credit Union•Knoxville, TNHQ•Direct•Reviews near you on Google

Knoxville Tva Employees Credit Union has 296 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

Conventional

Place

Strong

4/5

Regional · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Refinance

Superstar

Summary

What They Do Well

Strong pull through performance

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Knoxville Tva Employees Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+19.0 bps above market avg

2/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

294 loans · 0.20% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

162 loans · 0.20% above market

Sound

Top 60% of lenders

3/5

Refinance

134 loans · 0.17% above market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Regional · 4 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Acceptable	Strong	294	99.3%	+0.195%Above	$3,034Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume294

Mix99.3%

Spread

+0.195%Above

Fees

$3,034Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Acceptable	Sound	162	54.7%	+0.205%Above	$3,296Fees
Refinance	Strong	Strong	Strong	Strong	134	45.3%	+0.172%Above	$2,793Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Sound

Volume162

Mix54.7%

Spread

+0.205%Above

Fees

$3,296Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume134

Mix45.3%

Spread

+0.172%Above

Fees

$2,793Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

296

Applications

435

Volume

$68 million

Pricing & Closing

Avg Rate Spread

+0.190%

vs. market APOR

Avg Net Fees

$3,078

Origination − Credits

Pullthrough Rate

68.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$231,419

Avg Borrower Income

$106,622

Avg Property Value

$365,236

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 200200+None

South2

GATN

Top Metro Areas by Place Specialization Score

Morristown, TNMetro

Volume 58Mix 19.59% of portfolio

92/100

Exceptional

Knoxville, TNMetro

Volume 159Mix 53.72% of portfolio

78/100

Strong

Kingsport, TN-VAMetro

Volume 20Mix 6.76% of portfolio

54/100

Sound

Top States by Place Specialization Score

TennesseeState

Volume 295Mix 99.66% of portfolio

80/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.