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LCC

Lakeview Community Capital

Independent Mortgage CompanyPhoenix, AZHQWholesaleReviews near you on Google

We analyzed every closed loan from Lakeview Community Capital 662 loans across 696 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Sound
3/5
Near-National · 17 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
FHA Champion
FHA
Champion
VA Superstar
VA
Superstar
Refinance Superstar
Refinance
Superstar

Safe Rate Summary

What They Do Well

  • Competitive pricing compared to the market
  • Lower than average lender fees
  • Strong pull through performance
  • Particularly strong in FHA and VA loans
  • Nationwide availability with consistent service

Explore another lender or local market

Report Card

Lakeview Community Capital performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+32.1 bps above market avg
4/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
174 loans · 0.50% above market
Acceptable
Bottom 40% of lenders
2/5
FHA
390 loans · 0.42% above market
Strong
Top 40% of lenders
4/5
VA
98 loans · 0.49% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Refinance
662 loans · 0.32% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Near-National · 18 markets
Sound
Top 60% of lenders
3/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Acceptable
Product
Acceptable
Pricing
Mediocre
Pull Through
Strong
Volume174
Mix26.3%
Spread
+0.496%Above
Fees
$4,810Fees
FHA Loans
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Exceptional
Volume390
Mix58.9%
Spread
+0.422%Above
Fees
$1,584Credit
VA Loans
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Exceptional
Volume98
Mix14.8%
Spread
-0.494%Below
Fees
$3,035Fees

Loan Purpose Performance

Performance by Loan Purpose

Refinance
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Exceptional
Volume662
Mix100.0%
Spread
+0.321%Above
Fees
$646Credit

At a Glance

Lender Overview

Lending Activity
Loans Originated
662
Applications
696
Volume
$187 million
Pricing & Closing
Avg Rate Spread
+0.321%
vs. market APOR
Avg Net Fees
$-646
Origination − Credits
Pullthrough Rate
95.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$283,157
Avg Borrower Income
$107,600
Avg Property Value
$395,151

Geographic Coverage

Geographic Performance

Metro Areas
17
markets with activity
States Served
31
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

31Full-year 2024 · HMDA
31 states with loan originations
Loans originated
< 2020–5050+None
Northeast4
CTNJPARI
Midwest8
IAILINMIMNOHSDWI
South14
ALARDCFLGAKYLAMDMSNCOKSCTXVA
West5
AZCACOORWA

Top Metro Areas by Place Specialization Score

Volume 47Mix 7.10% of portfolio
57/100
Sound
2© DPPed · CC BY-SA 3.0
Phoenix, AZMetro
Volume 30Mix 4.53% of portfolio
51/100
Sound
Volume 21Mix 3.17% of portfolio
48/100
Sound
4© Ad Meskens · CC BY-SA 3.0
Washington, DC, DC-MDMetro
Volume 15Mix 2.27% of portfolio
47/100
Sound
5© chucka_nc · CC BY-SA 2.0
Charlotte, NC-SCMetro
Volume 16Mix 2.42% of portfolio
45/100
Sound
6© Greyfiveys · CC BY-SA 4.0
Virginia Beach, VA-NCMetro
Volume 14Mix 2.11% of portfolio
44/100
Sound
Volume 12Mix 1.81% of portfolio
44/100
Sound
8© Bubba73 · CC BY-SA 3.0
Marietta, GAMetro
Volume 13Mix 1.96% of portfolio
44/100
Sound
Volume 14Mix 2.11% of portfolio
44/100
Sound
Volume 14Mix 2.11% of portfolio
43/100
Sound
Showing 10 of 17 metro areas

Top States by Place Specialization Score

Georgia
Georgia
1
GeorgiaState
Volume 71Mix 10.73% of portfolio
59/100
Sound
Florida
Florida
2
FloridaState
Volume 89Mix 13.44% of portfolio
57/100
Sound
California
California
3
CaliforniaState
Volume 68Mix 10.27% of portfolio
54/100
Sound
New Jersey
New Jersey
4
New JerseyState
Volume 37Mix 5.59% of portfolio
54/100
Sound
Maryland
Maryland
5
MarylandState
Volume 38Mix 5.74% of portfolio
53/100
Sound
Arizona
Arizona
6
ArizonaState
Volume 40Mix 6.04% of portfolio
53/100
Sound
Virginia
Virginia
7
VirginiaState
Volume 38Mix 5.74% of portfolio
53/100
Sound
South Carolina
South Carolina
8
South CarolinaState
Volume 32Mix 4.83% of portfolio
52/100
Sound
Texas
Texas
9
TexasState
Volume 56Mix 8.46% of portfolio
52/100
Sound
North Carolina
North Carolina
10
North CarolinaState
Volume 42Mix 6.34% of portfolio
51/100
Sound
Showing 10 of 16 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.