What loan types does Levo Federal Credit Union offer?

Levo Federal Credit Union offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does Levo Federal Credit Union offer mortgages?

Levo Federal Credit Union offers mortgages in 3 states: IA, MN, SD.

How competitive are Levo Federal Credit Union's mortgage rates?

Levo Federal Credit Union has an overall pricing score of 81.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Levo Federal Credit Union?

Levo Federal Credit Union is a Credit Union headquartered in Sioux Falls, SD.

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Levo Federal Credit Union

Credit Union•Sioux Falls, SDHQ•Direct•Reviews near you on Google

Levo Federal Credit Union has 203 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Exceptional

5/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

FHA

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 11.10 basis points below market average
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

Levo Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 11.1 bps below market avg

5/5

Pull Through

Closing strength

Exceptional

Top 20% of lenders

5/5

By Loan Product· Specialization by type

Conventional

165 loans · 0.07% below market

Sound

Top 60% of lenders

3/5

FHA

28 loans · 0.32% below market

Strong

Top 40% of lenders

4/5

10 loans

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

130 loans · 0.18% below market

Sound

Top 60% of lenders

3/5

Refinance

73 loans · 0.20% above market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Strong	Exceptional	165	81.3%	-0.066%Below	$2,102Fees
FHA Loans	Strong	Strong	Exceptional	Strong	28	13.8%	-0.317%Below	$854Fees
VA Loans	Sound	Sound	—	—	10	4.9%	—	—

Conventional

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Exceptional

Volume165

Mix81.3%

Spread

-0.066%Below

Fees

$2,102Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Strong

Volume28

Mix13.8%

Spread

-0.317%Below

Fees

$854Fees

VA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume10

Mix4.9%

Spread—

Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Strong	130	64.0%	-0.177%Below	$1,852Fees
Refinance	Strong	Strong	Strong	Exceptional	73	36.0%	+0.201%Above	$1,986Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume130

Mix64.0%

Spread

-0.177%Below

Fees

$1,852Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Exceptional

Volume73

Mix36.0%

Spread

+0.201%Above

Fees

$1,986Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

203

Applications

232

Volume

$51 million

Pricing & Closing

Avg Rate Spread

-0.111%

vs. market APOR

Avg Net Fees

$1,875

Origination − Credits

Pullthrough Rate

87.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$251,601

Avg Borrower Income

$116,685

Avg Property Value

$382,192

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

3Full-year 2024 · HMDA

Loans originated

All statesNone

Midwest3

IAMNSD

Top Metro Areas by Place Specialization Score

Sioux Falls, SD, SD-MNMetro

Volume 181Mix 89.16% of portfolio

86/100

Exceptional

Top States by Place Specialization Score

South DakotaState

Volume 200Mix 98.52% of portfolio

84/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.