We analyzed every closed loan from Lincoln FSB of Nebraska — 675 loans across 812 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Exceptional
5/5
vs. all lenders
Pull-through
Exceptional
5/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Exceptional
5/5
Multi-Region · 2 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
FHA
Champion
VA
Champion
Purchase
Champion
Conventional
Superstar
Refinance
Superstar
Summary
What They Do Well
- Offers rates 2.50 basis points below market average
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Explore another lender or local market
Report Card
Lincoln FSB of Nebraska performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Exceptional
Rates 2.5 bps below market avg
5/5
Pull Through
Closing strength
Exceptional
Top 20% of lenders
5/5
By Loan Product· Specialization by type
Conventional
523 loans · 0.03% above market
Strong
Top 40% of lenders
4/5
FHA
91 loans · 0.01% below market
Strong
Top 40% of lenders
4/5
VA
52 loans · 0.65% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
620 loans · 0.02% below market
Strong
Top 40% of lenders
4/5
Refinance
55 loans · 0.08% below market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 3 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 523 | 77.5% | +0.029%Above | $1,254Fees | ||||
FHA Loans | 91 | 13.5% | -0.015%Below | $1,045Fees | ||||
VA Loans | 52 | 7.7% | -0.652%Below | $873Fees |
Conventional
OverallStrong
ProductStrong
PricingStrong
Pull ThroughExceptional
Volume523
Mix77.5%
Spread
+0.029%Above
Fees
$1,254Fees
FHA Loans
OverallExceptional
ProductStrong
PricingExceptional
Pull ThroughExceptional
Volume91
Mix13.5%
Spread
-0.015%Below
Fees
$1,045Fees
VA Loans
OverallExceptional
ProductStrong
PricingExceptional
Pull ThroughExceptional
Volume52
Mix7.7%
Spread
-0.652%Below
Fees
$873Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 620 | 91.9% | -0.019%Below | $1,200Fees | ||||
Refinance | 55 | 8.1% | -0.078%Below | $1,238Fees |
Purchase
OverallStrong
ProductStrong
PricingExceptional
Pull ThroughStrong
Volume620
Mix91.9%
Spread
-0.019%Below
Fees
$1,200Fees
Refinance
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume55
Mix8.1%
Spread
-0.078%Below
Fees
$1,238Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
675
Applications
812
Volume
$197 million
Pricing & Closing
Avg Rate Spread
-0.025%
vs. market APOR
Avg Net Fees
$1,203
Origination − Credits
Pullthrough Rate
83.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$291,904
Avg Borrower Income
$129,812
Avg Property Value
$391,252
Geographic Coverage
Geographic Performance
Metro Areas
2
markets with activity
States Served
15
of 50 states + DC
Avg Place Specialization
Exceptional
5/5
States with Loan Originations
15Full-year 2024 · HMDALoans originated
< 500500+None
Northeast1
ME
Midwest6
IAKSMONEOHSD
South5
DCFLLATXVA
West3
AZCOWA
Top Metro Areas by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Lincoln FSB of Nebraska?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.