What loan types does Loanleaders of America offer?

Loanleaders of America offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does Loanleaders of America offer mortgages?

Loanleaders of America offers mortgages in 12 states: CA, CO, FL, GA, MD, NC, NJ, PA, SC, TX, VA, WA.

How competitive are Loanleaders of America's mortgage rates?

Loanleaders of America has an overall pricing score of 33.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Loanleaders of America?

Loanleaders of America is a Independent Mortgage Company headquartered in IRVINE, CA.

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Loanleaders of America

Independent Mortgage Company•Irvine, CAHQ•Direct•Reviews near you on Google

Loanleaders of America has 107 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

FHA · Conventional

Place

Sound

3/5

Multi-Region · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Pricing may be below industry average
Higher than average fees ($4,326)

Explore another lender or local market

Report Card

Loanleaders of America performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+14.6 bps above market avg

2/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

37 loans · 0.22% above market

Mediocre

Bottom 20% of lenders

1/5

FHA

59 loans · 0.35% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

28 loans · 0.30% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

79 loans · 0.11% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 1 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Mediocre	—	Acceptable	37	34.6%	+0.221%Above	$4,007Fees
FHA Loans	Strong	Sound	—	Strong	59	55.1%	+0.348%Above	$4,801Fees

Conventional

Overall

Acceptable

Product

Mediocre

Pricing—

Pull Through

Acceptable

Volume37

Mix34.6%

Spread

+0.221%Above

Fees

$4,007Fees

FHA Loans

Overall

Strong

Product

Sound

Pricing—

Pull Through

Strong

Volume59

Mix55.1%

Spread

+0.348%Above

Fees

$4,801Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Acceptable	Sound	28	26.2%	+0.304%Above	$4,575Fees
Refinance	Sound	Sound	—	Sound	79	73.8%	-0.108%Below	$3,928Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Sound

Volume28

Mix26.2%

Spread

+0.304%Above

Fees

$4,575Fees

Refinance

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume79

Mix73.8%

Spread

-0.108%Below

Fees

$3,928Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

107

Applications

149

Volume

$39 million

Pricing & Closing

Avg Rate Spread

+0.146%

vs. market APOR

Avg Net Fees

$4,326

Origination − Credits

Pullthrough Rate

71.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$368,458

Avg Borrower Income

$130,150

Avg Property Value

$550,701

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

12Full-year 2024 · HMDA

Loans originated

< 1010–2020+None

Northeast2

NJPA

South7

FLGAMDNCSCTXVA

West3

CACOWA

Top Metro Areas by Place Specialization Score

Atlanta, GAMetro

Volume 10Mix 9.35% of portfolio

44/100

Sound

Top States by Place Specialization Score

CaliforniaState

Volume 22Mix 20.56% of portfolio

48/100

Sound

GeorgiaState

Volume 15Mix 14.02% of portfolio

47/100

Sound

VirginiaState

Volume 11Mix 10.28% of portfolio

44/100

Sound

New JerseyState

Volume 10Mix 9.35% of portfolio

43/100

Sound

FloridaState

Volume 13Mix 12.15% of portfolio

42/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.