What loan types does Logix Federal Credit Union offer?

Logix Federal Credit Union offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Logix Federal Credit Union offer mortgages?

Logix Federal Credit Union offers mortgages in 8 states: AZ, CA, MA, MD, ME, NH, NV, VA.

How competitive are Logix Federal Credit Union's mortgage rates?

Logix Federal Credit Union has an overall pricing score of 52.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Logix Federal Credit Union?

Logix Federal Credit Union is a Credit Union headquartered in Valencia, CA.

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Logix Federal Credit Union

Credit Union•Valencia, CAHQ•Direct•Reviews near you on Google

Logix Federal Credit Union has 237 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Strong

4/5

Multi-Region · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Explore another lender or local market

Report Card

Logix Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+25.9 bps above market avg

3/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

208 loans · 0.27% above market

Sound

Top 60% of lenders

3/5

Jumbo

29 loans · 0.14% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

178 loans · 0.22% above market

Sound

Top 60% of lenders

3/5

Refinance

59 loans · 0.38% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 3 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Acceptable	208	87.8%	+0.274%Above	$527Fees
Jumbo Loans	Sound	Strong	Sound	Sound	29	12.2%	+0.145%Above	$1,085Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Acceptable

Volume208

Mix87.8%

Spread

+0.274%Above

Fees

$527Fees

Jumbo Loans

Overall

Sound

Product

Strong

Pricing

Sound

Pull Through

Sound

Volume29

Mix12.2%

Spread

+0.145%Above

Fees

$1,085Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Acceptable	178	75.1%	+0.219%Above	$225Fees
Refinance	Acceptable	Sound	Acceptable	Acceptable	59	24.9%	+0.384%Above	$1,762Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Acceptable

Volume178

Mix75.1%

Spread

+0.219%Above

Fees

$225Fees

Refinance

Overall

Acceptable

Product

Sound

Pricing

Acceptable

Pull Through

Acceptable

Volume59

Mix24.9%

Spread

+0.384%Above

Fees

$1,762Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

237

Applications

447

Volume

$138 million

Pricing & Closing

Avg Rate Spread

+0.259%

vs. market APOR

Avg Net Fees

$592

Origination − Credits

Pullthrough Rate

53.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$584,451

Avg Borrower Income

$221,291

Avg Property Value

$916,730

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

8Full-year 2024 · HMDA

Loans originated

< 1010+None

Northeast3

MEMANH

South2

MDVA

West3

AZCANV

Top Metro Areas by Place Specialization Score

Los Angeles, CAMetro

Volume 127Mix 53.59% of portfolio

74/100

Strong

Oxnard, CAMetro

Volume 42Mix 17.72% of portfolio

69/100

Strong

Riverside, CAMetro

Volume 19Mix 8.02% of portfolio

50/100

Sound

Top States by Place Specialization Score

CaliforniaState

Volume 211Mix 89.03% of portfolio

70/100

Strong

ArizonaState

Volume 12Mix 5.06% of portfolio

43/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.