What loan types does M2 Lending Solutions offer?

M2 Lending Solutions offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does M2 Lending Solutions offer mortgages?

M2 Lending Solutions offers mortgages in 1 states: CO.

How competitive are M2 Lending Solutions's mortgage rates?

M2 Lending Solutions has an overall pricing score of 59.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is M2 Lending Solutions?

M2 Lending Solutions is a Independent Mortgage Company headquartered in Denver, CO.

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M2 Lending Solutions

Independent Mortgage Company•Denver, COHQ•Direct•Reviews near you on Google

M2 Lending Solutions has 244 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional

Place

Exceptional

5/5

Single State · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

FHA

Superstar

Summary

What They Do Well

Strong pull through performance

Explore another lender or local market

Report Card

M2 Lending Solutions performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+19.6 bps above market avg

3/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

188 loans · 0.10% above market

Sound

Top 60% of lenders

3/5

FHA

52 loans · 0.51% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

222 loans · 0.22% above market

Sound

Top 60% of lenders

3/5

Refinance

22 loans · 0.05% below market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Exceptional

Top 20% of lenders

5/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Strong	Sound	188	77.0%	+0.097%Above	$1,899Fees
FHA Loans	Sound	Strong	Sound	Strong	52	21.3%	+0.511%Above	$3,447Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume188

Mix77.0%

Spread

+0.097%Above

Fees

$1,899Fees

FHA Loans

Overall

Sound

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume52

Mix21.3%

Spread

+0.511%Above

Fees

$3,447Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Sound	222	91.0%	+0.220%Above	$2,353Fees
Refinance	Sound	Acceptable	—	Strong	22	9.0%	-0.054%Below	$1,258Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume222

Mix91.0%

Spread

+0.220%Above

Fees

$2,353Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Strong

Volume22

Mix9.0%

Spread

-0.054%Below

Fees

$1,258Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

244

Applications

299

Volume

$123 million

Pricing & Closing

Avg Rate Spread

+0.196%

vs. market APOR

Avg Net Fees

$2,258

Origination − Credits

Pullthrough Rate

81.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$505,574

Avg Borrower Income

$148,504

Avg Property Value

$621,352

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

< 200200+None

West1

Top Metro Areas by Place Specialization Score

Denver, COMetro

Volume 225Mix 92.21% of portfolio

80/100

Exceptional

Top States by Place Specialization Score

ColoradoState

Volume 244Mix 100.00% of portfolio

78/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.