Mattamy Home Funding
We analyzed every closed loan from Mattamy Home Funding — 2.4k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Strong
4/5
Regional · 13 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
FHA
Champion
Conventional
Superstar
Purchase
Superstar
Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Explore another lender or local market
Report Card
Mattamy Home Funding performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+33.3 bps above market avg
4/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
1,503 loans · 0.45% above market
Strong
Top 40% of lenders
4/5
FHA
626 loans · 0.19% above market
Strong
Top 40% of lenders
4/5
VA
267 loans · 0.39% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
2,397 loans · 0.34% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Regional · 14 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 1,503 | 62.6% | +0.447%Above | $820Fees | ||||
FHA Loans | 626 | 26.1% | +0.186%Above | $439Fees | ||||
VA Loans | — | 267 | 11.1% | -0.394%Below | $126Fees |
Conventional
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume1,503
Mix62.6%
Spread
+0.447%Above
Fees
$820Fees
FHA Loans
OverallExceptional
ProductStrong
PricingExceptional
Pull ThroughStrong
Volume626
Mix26.1%
Spread
+0.186%Above
Fees
$439Fees
VA Loans
OverallExceptional
ProductStrong
Pricing—
Pull ThroughExceptional
Volume267
Mix11.1%
Spread
-0.394%Below
Fees
$126Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 2,397 | 99.9% | +0.336%Above | $667Fees |
Purchase
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume2,397
Mix99.9%
Spread
+0.336%Above
Fees
$667Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
2,400
Applications
2,904
Volume
$994 million
Pricing & Closing
Avg Rate Spread
+0.333%
vs. market APOR
Avg Net Fees
$679
Origination − Credits
Pullthrough Rate
82.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$414,458
Avg Borrower Income
$152,576
Avg Property Value
$515,700
Geographic Coverage
Geographic Performance
Metro Areas
13
markets with activity
States Served
5
of 50 states + DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
5Full-year 2024 · HMDALoans originated
< 2020–200200–500500+None
South4
FLNCSCTX
West1
AZ
Top Metro Areas by Place Specialization Score
Showing 10 of 13 metro areas
Top States by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.