What loan types does Meriwest Mortgage Company offer?

Meriwest Mortgage Company offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Meriwest Mortgage Company offer mortgages?

Meriwest Mortgage Company offers mortgages in 1 states: CA.

How competitive are Meriwest Mortgage Company's mortgage rates?

Meriwest Mortgage Company has an overall pricing score of 9.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Meriwest Mortgage Company?

Meriwest Mortgage Company is a Independent Mortgage Company headquartered in SAN JOSE, CA.

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Meriwest Mortgage Company

Independent Mortgage Company•San Jose, CAHQ•Direct•Reviews near you on Google

Meriwest Mortgage Company has 71 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Sound

3/5

Single State · 4 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Meriwest Mortgage Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+27.7 bps above market avg

1/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

56 loans · 0.35% above market

Acceptable

Bottom 40% of lenders

2/5

Jumbo

15 loans · 0.10% below market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

58 loans · 0.33% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

13 loans · 0.00% below market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Single State · 4 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	Mediocre	Sound	56	78.9%	+0.353%Above	$2,881Fees
Jumbo Loans	Strong	Strong	—	—	15	21.1%	-0.099%Below	$2,577Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing

Mediocre

Pull Through

Sound

Volume56

Mix78.9%

Spread

+0.353%Above

Fees

$2,881Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through—

Volume15

Mix21.1%

Spread

-0.099%Below

Fees

$2,577Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Mediocre	Sound	58	81.7%	+0.334%Above	$3,196Fees
Refinance	Acceptable	Acceptable	—	—	13	18.3%	-0.004%Below	$1,035Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Mediocre

Pull Through

Sound

Volume58

Mix81.7%

Spread

+0.334%Above

Fees

$3,196Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through—

Volume13

Mix18.3%

Spread

-0.004%Below

Fees

$1,035Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$53 million

Pricing & Closing

Avg Rate Spread

+0.277%

vs. market APOR

Avg Net Fees

$2,830

Origination − Credits

Pullthrough Rate

78.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$751,761

Avg Borrower Income

$303,014

Avg Property Value

$1,130,493

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

All statesNone

West1

Top Metro Areas by Place Specialization Score

Los Angeles, CAMetro

Volume 23Mix 32.39% of portfolio

56/100

Sound

San Francisco, CAMetro

Volume 15Mix 21.13% of portfolio

56/100

Sound

Oakland, CAMetro

Volume 13Mix 18.31% of portfolio

51/100

Sound

San Jose, CAMetro

Volume 11Mix 15.49% of portfolio

50/100

Sound

Top States by Place Specialization Score

CaliforniaState

Volume 71Mix 100.00% of portfolio

62/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.