What loan types does Milestone Home Lending offer?

Milestone Home Lending offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does Milestone Home Lending offer mortgages?

Milestone Home Lending offers mortgages in 4 states: FL, IL, IN, MI.

How competitive are Milestone Home Lending's mortgage rates?

Milestone Home Lending has an overall pricing score of 15.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Milestone Home Lending?

Milestone Home Lending is a Independent Mortgage Company headquartered in WILMINGTON, DE.

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Milestone Home Lending

Independent Mortgage Company•Wilmington, DEHQ•Direct•Reviews near you on Google

Milestone Home Lending has 271 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Strong

4/5

Regional · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Particularly strong in FHA and VA loans

Things to Think About

Rates typically 63 basis points above market average

Explore another lender or local market

Report Card

Milestone Home Lending performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+63.0 bps above market avg

1/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

167 loans · 0.63% above market

Sound

Top 60% of lenders

3/5

FHA

79 loans · 0.85% above market

Strong

Top 40% of lenders

4/5

24 loans · 0.05% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

262 loans · 0.63% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Sound	Mediocre	Sound	167	61.6%	+0.625%Above	$3,291Fees
FHA Loans	Sound	Strong	Acceptable	Strong	79	29.2%	+0.850%Above	$3,429Fees
VA Loans	Sound	Strong	Mediocre	Sound	24	8.9%	+0.046%Above	$3,265Fees

Conventional

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Sound

Volume167

Mix61.6%

Spread

+0.625%Above

Fees

$3,291Fees

FHA Loans

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume79

Mix29.2%

Spread

+0.850%Above

Fees

$3,429Fees

VA Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume24

Mix8.9%

Spread

+0.046%Above

Fees

$3,265Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Sound	Mediocre	Sound	262	96.7%	+0.625%Above	$3,323Fees

Purchase

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Sound

Volume262

Mix96.7%

Spread

+0.625%Above

Fees

$3,323Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

271

Applications

377

Volume

$76 million

Pricing & Closing

Avg Rate Spread

+0.630%

vs. market APOR

Avg Net Fees

$3,324

Origination − Credits

Pullthrough Rate

71.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$282,085

Avg Borrower Income

$117,635

Avg Property Value

$326,255

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

4Full-year 2024 · HMDA

Loans originated

< 200200+None

Midwest3

ILINMI

South1

Top Metro Areas by Place Specialization Score

Indianapolis, INMetro

Volume 235Mix 86.72% of portfolio

83/100

Exceptional

Bloomington, INMetro

Volume 14Mix 5.17% of portfolio

50/100

Sound

Top States by Place Specialization Score

IndianaState

Volume 268Mix 98.89% of portfolio

77/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.