Mortgage Assurance
We analyzed every closed loan from Mortgage Assurance — 1.0k loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · USDA
Place
Sound
3/5
Multi-Region · 14 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
FHA
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Explore another lender or local market
Report Card
Mortgage Assurance performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+19.7 bps above market avg
3/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
800 loans · 0.21% above market
Strong
Top 40% of lenders
4/5
FHA
159 loans · 0.27% above market
Strong
Top 40% of lenders
4/5
VA
36 loans · 0.52% below market
Strong
Top 40% of lenders
4/5
USDA
10 loans · 0.04% above market
Sound
Top 60% of lenders
3/5
By Loan Purpose· Transaction purpose mix
Purchase
847 loans · 0.19% above market
Strong
Top 40% of lenders
4/5
Refinance
163 loans · 0.23% above market
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 15 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 800 | 79.2% | +0.213%Above | $2,169Fees | ||||
FHA Loans | 159 | 15.7% | +0.268%Above | $2,813Fees | ||||
VA Loans | — | 36 | 3.6% | -0.519%Below | $2,121Fees | |||
USDA Loans | — | — | 10 | 1.0% | +0.044%Above | $831Fees |
Conventional
OverallSound
ProductStrong
PricingSound
Pull ThroughSound
Volume800
Mix79.2%
Spread
+0.213%Above
Fees
$2,169Fees
FHA Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume159
Mix15.7%
Spread
+0.268%Above
Fees
$2,813Fees
VA Loans
OverallSound
ProductStrong
Pricing—
Pull ThroughSound
Volume36
Mix3.6%
Spread
-0.519%Below
Fees
$2,121Fees
USDA Loans
OverallSound
ProductSound
Pricing—
Pull Through—
Volume10
Mix1.0%
Spread
+0.044%Above
Fees
$831Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 847 | 83.9% | +0.189%Above | $2,434Fees | ||||
Refinance | 163 | 16.1% | +0.227%Above | $1,612Fees |
Purchase
OverallSound
ProductStrong
PricingSound
Pull ThroughSound
Volume847
Mix83.9%
Spread
+0.189%Above
Fees
$2,434Fees
Refinance
OverallSound
ProductSound
PricingSound
Pull ThroughStrong
Volume163
Mix16.1%
Spread
+0.227%Above
Fees
$1,612Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
1,010
Applications
1,347
Volume
$388 million
Pricing & Closing
Avg Rate Spread
+0.197%
vs. market APOR
Avg Net Fees
$2,260
Origination − Credits
Pullthrough Rate
75.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$384,990
Avg Borrower Income
$165,831
Avg Property Value
$510,239
Geographic Coverage
Geographic Performance
Metro Areas
14
markets with activity
States Served
20
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
20Full-year 2024 · HMDALoans originated
< 1010–5050–100100+None
Northeast4
CTMENHPA
Midwest5
ILINMIOHWI
South10
ALARFLGAMDNCSCTNTXVA
West1
CO
Top Metro Areas by Place Specialization Score
Showing 10 of 14 metro areas
Top States by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Mortgage Assurance?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.