Mortgage Investment Services Corporation
Mortgage Investment Services Corporation has 364 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · USDA
Place
Sound
3/5
Multi-Region · 5 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
VA
Superstar
USDA
Superstar
Summary
What They Do Well
- Particularly strong in FHA and VA and USDA loans
Things to Think About
- Rates typically 60 basis points above market average
Explore another lender or local market
Report Card
Mortgage Investment Services Corporation performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+59.7 bps above market avg
2/5
Pull Through
Closing strength
Sound
Top 60% of lenders
3/5
By Loan Product· Specialization by type
Conventional
140 loans · 0.51% above market
Sound
Top 60% of lenders
3/5
FHA
113 loans · 0.79% above market
Strong
Top 40% of lenders
4/5
VA
37 loans · 0.00% above market
Strong
Top 40% of lenders
4/5
USDA
74 loans · 0.83% above market
Exceptional
Top 20% of lenders
5/5
By Loan Purpose· Transaction purpose mix
Purchase
288 loans · 0.66% above market
Sound
Top 60% of lenders
3/5
Refinance
76 loans · 0.41% above market
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 6 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 140 | 38.5% | +0.514%Above | $2,199Fees | ||||
FHA Loans | 113 | 31.0% | +0.790%Above | $1,735Fees | ||||
VA Loans | 37 | 10.2% | +0.004%Above | $1,298Fees | ||||
USDA Loans | 74 | 20.3% | +0.834%Above | $821Fees |
Conventional
OverallAcceptable
ProductSound
PricingAcceptable
Pull ThroughSound
Volume140
Mix38.5%
Spread
+0.514%Above
Fees
$2,199Fees
FHA Loans
OverallSound
ProductStrong
PricingSound
Pull ThroughSound
Volume113
Mix31.0%
Spread
+0.790%Above
Fees
$1,735Fees
VA Loans
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume37
Mix10.2%
Spread
+0.004%Above
Fees
$1,298Fees
USDA Loans
OverallSound
ProductExceptional
PricingSound
Pull ThroughSound
Volume74
Mix20.3%
Spread
+0.834%Above
Fees
$821Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 288 | 79.1% | +0.662%Above | $1,529Fees | ||||
Refinance | 76 | 20.9% | +0.409%Above | $2,390Fees |
Purchase
OverallSound
ProductSound
PricingAcceptable
Pull ThroughSound
Volume288
Mix79.1%
Spread
+0.662%Above
Fees
$1,529Fees
Refinance
OverallAcceptable
ProductSound
PricingMediocre
Pull ThroughSound
Volume76
Mix20.9%
Spread
+0.409%Above
Fees
$2,390Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
364
Applications
633
Volume
$66 million
Pricing & Closing
Avg Rate Spread
+0.597%
vs. market APOR
Avg Net Fees
$1,750
Origination − Credits
Pullthrough Rate
57.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$184,038
Avg Borrower Income
$90,168
Avg Property Value
$231,923
Geographic Coverage
Geographic Performance
Metro Areas
5
markets with activity
States Served
6
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
6Full-year 2024 · HMDALoans originated
< 5050–100100+None
Midwest3
KSMONE
South2
AROK
West1
CO
Top Metro Areas by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.