Mortgage Investors Group
We analyzed every closed loan from Mortgage Investors Group — 4.4k loans across 6k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Exceptional
5/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo · USDA
Place
Strong
4/5
Multi-Region · 21 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
Conventional
Superstar
FHA
Superstar
VA
Superstar
USDA
Superstar
Purchase
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Explore another lender or local market
Report Card
Mortgage Investors Group performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+25.2 bps above market avg
3/5
Pull Through
Closing strength
Exceptional
Top 20% of lenders
5/5
By Loan Product· Specialization by type
Conventional
2,654 loans · 0.24% above market
Exceptional
Top 20% of lenders
5/5
FHA
1,293 loans · 0.41% above market
Exceptional
Top 20% of lenders
5/5
VA
307 loans · 0.45% below market
Exceptional
Top 20% of lenders
5/5
Jumbo
18 loans · 0.37% above market
Strong
Top 40% of lenders
4/5
USDA
169 loans · 0.21% above market
Exceptional
Top 20% of lenders
5/5
By Loan Purpose· Transaction purpose mix
Purchase
4,004 loans · 0.24% above market
Exceptional
Top 20% of lenders
5/5
Refinance
437 loans · 0.33% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 22 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 2,654 | 59.8% | +0.239%Above | $2,653Fees | ||||
FHA Loans | 1,293 | 29.1% | +0.412%Above | $2,560Fees | ||||
VA Loans | 307 | 6.9% | -0.446%Below | $1,998Fees | ||||
Jumbo Loans | — | 18 | 0.4% | +0.369%Above | $3,001Fees | |||
USDA Loans | 169 | 3.8% | +0.211%Above | $2,416Fees |
Conventional
OverallStrong
ProductExceptional
PricingAcceptable
Pull ThroughStrong
Volume2,654
Mix59.8%
Spread
+0.239%Above
Fees
$2,653Fees
FHA Loans
OverallStrong
ProductExceptional
PricingSound
Pull ThroughStrong
Volume1,293
Mix29.1%
Spread
+0.412%Above
Fees
$2,560Fees
VA Loans
OverallStrong
ProductExceptional
PricingStrong
Pull ThroughExceptional
Volume307
Mix6.9%
Spread
-0.446%Below
Fees
$1,998Fees
Jumbo Loans
OverallSound
ProductStrong
Pricing—
Pull ThroughSound
Volume18
Mix0.4%
Spread
+0.369%Above
Fees
$3,001Fees
USDA Loans
OverallStrong
ProductExceptional
PricingSound
Pull ThroughStrong
Volume169
Mix3.8%
Spread
+0.211%Above
Fees
$2,416Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 4,004 | 90.2% | +0.243%Above | $2,596Fees | ||||
Refinance | 437 | 9.8% | +0.334%Above | $2,529Fees |
Purchase
OverallStrong
ProductExceptional
PricingSound
Pull ThroughStrong
Volume4,004
Mix90.2%
Spread
+0.243%Above
Fees
$2,596Fees
Refinance
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume437
Mix9.8%
Spread
+0.334%Above
Fees
$2,529Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
4,441
Applications
5,985
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
+0.252%
vs. market APOR
Avg Net Fees
$2,589
Origination − Credits
Pullthrough Rate
74.2%
Applications → Closed
Typical Borrower
Avg Loan Amount
$305,038
Avg Borrower Income
$117,006
Avg Property Value
$384,885
Geographic Coverage
Geographic Performance
Metro Areas
21
markets with activity
States Served
10
of 50 states + DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
10Full-year 2024 · HMDALoans originated
< 5050–200200+None
South10
ALARFLGAKYMSNCSCTNVA
Top Metro Areas by Place Specialization Score
Showing 10 of 21 metro areas
Top States by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.