What loan types does Mortgage Solutions offer?

Mortgage Solutions offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Mortgage Solutions offer mortgages?

Mortgage Solutions offers mortgages in 4 states: AR, IL, MO, OK.

How competitive are Mortgage Solutions's mortgage rates?

Mortgage Solutions has an overall pricing score of 69.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Mortgage Solutions?

Mortgage Solutions is a Independent Mortgage Company headquartered in Saint Louis, MO.

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Mortgage Solutions

Independent Mortgage Company•Saint Louis, MOHQ•Direct•Reviews near you on Google

Mortgage Solutions has 96 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Mortgage Solutions performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+29.0 bps above market avg

4/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

96 loans · 0.29% above market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

78 loans · 0.30% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

18 loans · 0.27% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Strong	Acceptable	96	100.0%	+0.290%Above	$1,152Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Acceptable

Volume96

Mix100.0%

Spread

+0.290%Above

Fees

$1,152Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Strong	Acceptable	78	81.3%	+0.296%Above	$1,188Fees
Refinance	Acceptable	Acceptable	—	Acceptable	18	18.8%	+0.265%Above	$1,006Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Acceptable

Volume78

Mix81.3%

Spread

+0.296%Above

Fees

$1,188Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume18

Mix18.8%

Spread

+0.265%Above

Fees

$1,006Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

190

Volume

$17 million

Pricing & Closing

Avg Rate Spread

+0.290%

vs. market APOR

Avg Net Fees

$1,152

Origination − Credits

Pullthrough Rate

50.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$183,854

Avg Borrower Income

$99,667

Avg Property Value

$252,500

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

4Full-year 2024 · HMDA

Loans originated

All statesNone

Midwest2

ILMO

South2

AROK

Top Metro Areas by Place Specialization Score

St. Louis, MO, MO-ILMetro

Volume 81Mix 84.38% of portfolio

72/100

Strong

Top States by Place Specialization Score

MissouriState

Volume 90Mix 93.75% of portfolio

68/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.