Get & compare mortgage quotes anonymously Start in My Home
MM
Unclaimed

Msa Mortgage

Independent Mortgage Company•Winthrop, MAHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Msa Mortgage — 650 loans across 843 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Sound
3/5
Multi-Region · 9 mkts
Promptness
Not enough data
—/5
No quote responses measured yet

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in FHA and VA loans

Explore another lender or local market

Report Card

Msa Mortgage performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
No peer data
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
465 loans · 0.33% below market
Sound
Top 60% of lenders
3/5
FHA
141 loans
Strong
Top 40% of lenders
4/5
VA
40 loans
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
576 loans · 0.24% below market
Strong
Top 40% of lenders
4/5
Refinance
74 loans · 0.37% below market
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 10 markets
Sound
Top 60% of lenders
3/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing—
Pull Through
Sound
Volume465
Mix71.5%
Spread
-0.325%Below
Fees
$1,445Fees
FHA Loans
Overall
Strong
Product
Strong
Pricing—
Pull Through
Strong
Volume141
Mix21.7%
Spread—
Fees—
VA Loans
Overall
Strong
Product
Strong
Pricing—
Pull Through
Exceptional
Volume40
Mix6.2%
Spread—
Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing—
Pull Through
Sound
Volume576
Mix88.6%
Spread
-0.241%Below
Fees
$1,445Fees
Refinance
Overall
Strong
Product
Sound
Pricing—
Pull Through
Strong
Volume74
Mix11.4%
Spread
-0.367%Below
Fees
$1,445Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
650
Applications
843
Volume
$342 million
Pricing & Closing
Pullthrough Rate
77.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$526,631
Avg Borrower Income
$160,238
Avg Property Value
$654,000

Geographic Coverage

Geographic Performance

Metro Areas
9
markets with activity
States Served
9
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

9Full-year 2024 · HMDA
9 states with loan originations
Loans originated
< 2020–5050+None
Northeast6
CTMEMANHRIVT
South3
ALFLGA

Top Metro Areas by Place Specialization Score

1© Luciof · CC BY-SA 3.0
Boston, MAMetro
Volume 202Mix 31.08% of portfolio
81/100
Exceptional
2© Percival Kestreltail · CC BY-SA 3.0
Cambridge, MAMetro
Volume 232Mix 35.69% of portfolio
81/100
Exceptional
3© Quintin Soloviev · CC BY 4.0
Worcester, MAMetro
Volume 52Mix 8.00% of portfolio
70/100
Strong
4© Georgia Guercio · CC BY-SA 3.0
Crestview, FLMetro
Volume 22Mix 3.38% of portfolio
56/100
Sound
5© Quintin Soloviev · CC BY 4.0
Manchester, NHMetro
Volume 17Mix 2.62% of portfolio
51/100
Sound
6© Macaolards · CC BY-SA 4.0
Providence, RI-MAMetro
Volume 21Mix 3.23% of portfolio
51/100
Sound
7© Ebyabe · CC BY-SA 3.0
Pensacola, FLMetro
Volume 13Mix 2.00% of portfolio
46/100
Sound
8© DXR · CC BY-SA 4.0
Jacksonville, FLMetro
Volume 12Mix 1.85% of portfolio
43/100
Sound
9© John Phelan · CC BY-SA 3.0
Rockingham County, NHMetro
Volume 10Mix 1.54% of portfolio
42/100
Sound

Top States by Place Specialization Score

Massachusetts
Massachusetts
1
MassachusettsState
Volume 522Mix 80.31% of portfolio
84/100
Exceptional
New Hampshire
New Hampshire
2
New HampshireState
Volume 32Mix 4.92% of portfolio
56/100
Sound
Vermont
Vermont
3
VermontState
Volume 28Mix 4.31% of portfolio
55/100
Sound
Florida
Florida
4
FloridaState
Volume 57Mix 8.77% of portfolio
52/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Msa Mortgage?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.