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MY Move Mortgage

Independent Mortgage CompanySalt Lake City, UTHQDirectReviews near you on Google

We analyzed every closed loan from MY Move Mortgage 1.2k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Strong
4/5
Multi-Region · 8 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
FHA Superstar
FHA
Superstar
VA Superstar
VA
Superstar
Purchase Superstar
Purchase
Superstar
Refinance Superstar
Refinance
Superstar

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and FHA and VA loans

Explore another lender or local market

Report Card

MY Move Mortgage performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
Rates 4.1 bps below market avg
3/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
884 loans · 0.06% below market
Strong
Top 40% of lenders
4/5
FHA
256 loans · 0.15% above market
Strong
Top 40% of lenders
4/5
VA
79 loans · 0.48% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
1,134 loans · 0.06% below market
Strong
Top 40% of lenders
4/5
Refinance
102 loans · 0.13% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 9 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Strong
Volume884
Mix71.5%
Spread
-0.059%Below
Fees
$3,038Fees
FHA Loans
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Strong
Volume256
Mix20.7%
Spread
+0.154%Above
Fees
$3,600Fees
VA Loans
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Strong
Volume79
Mix6.4%
Spread
-0.483%Below
Fees
$3,456Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Strong
Volume1,134
Mix91.7%
Spread
-0.059%Below
Fees
$3,267Fees
Refinance
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Strong
Volume102
Mix8.3%
Spread
+0.134%Above
Fees
$2,137Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
1,236
Applications
1,552
Volume
$551 million
Pricing & Closing
Avg Rate Spread
-0.041%
vs. market APOR
Avg Net Fees
$3,162
Origination − Credits
Pullthrough Rate
79.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$446,238
Avg Borrower Income
$171,744
Avg Property Value
$579,871

Geographic Coverage

Geographic Performance

Metro Areas
8
markets with activity
States Served
14
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

14Full-year 2024 · HMDA
14 states with loan originations
Loans originated
< 1010–2020–5050–200200+None
Midwest2
INMO
South5
ALARFLOKTX
West7
AZCAIDORUTWAWY

Top Metro Areas by Place Specialization Score

Volume 337Mix 27.27% of portfolio
87/100
Exceptional
Volume 282Mix 22.82% of portfolio
87/100
Exceptional
3© Jrozwado · CC BY-SA 4.0
St. George, UTMetro
Volume 92Mix 7.44% of portfolio
80/100
Exceptional
Volume 148Mix 11.97% of portfolio
80/100
Exceptional
5© Brandonrush · CC BY-SA 3.0
Fayetteville, ARMetro
Volume 150Mix 12.14% of portfolio
76/100
Strong
6© Leonardo Pires · CC BY 2.0
Boise City, IDMetro
Volume 48Mix 3.88% of portfolio
59/100
Sound
8© DPPed · CC BY-SA 3.0
Phoenix, AZMetro
Volume 11Mix 0.89% of portfolio
38/100
Acceptable

Top States by Place Specialization Score

Utah
Utah
1
UtahState
Volume 971Mix 78.56% of portfolio
91/100
Exceptional
Arkansas
Arkansas
2
ArkansasState
Volume 154Mix 12.46% of portfolio
70/100
Strong
Idaho
Idaho
3
IdahoState
Volume 60Mix 4.85% of portfolio
58/100
Sound
Arizona
Arizona
4
ArizonaState
Volume 12Mix 0.97% of portfolio
39/100
Acceptable
Texas
Texas
5
TexasState
Volume 18Mix 1.46% of portfolio
38/100
Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.