Nation One Mortgage Corporation
We analyzed every closed loan from Nation One Mortgage Corporation — 1.7k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Exceptional
5/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · USDA
Place
Strong
4/5
Multi-Region · 14 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
FHA
Champion
Purchase
Superstar
Summary
What They Do Well
- Competitive pricing compared to the market
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Explore another lender or local market
Report Card
Nation One Mortgage Corporation performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+23.7 bps above market avg
4/5
Pull Through
Closing strength
Exceptional
Top 10% of lenders
5/5
By Loan Product· Specialization by type
Conventional
737 loans · 0.39% above market
Strong
Top 40% of lenders
4/5
FHA
801 loans · 0.18% above market
Exceptional
Top 20% of lenders
5/5
VA
159 loans
Strong
Top 40% of lenders
4/5
USDA
24 loans · 0.45% above market
Sound
Top 60% of lenders
3/5
By Loan Purpose· Transaction purpose mix
Purchase
1,581 loans · 0.24% above market
Exceptional
Top 20% of lenders
5/5
Refinance
145 loans
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 15 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | — | 737 | 42.7% | +0.392%Above | $2,225Fees | |||
FHA Loans | 801 | 46.4% | +0.184%Above | $2,678Fees | ||||
VA Loans | — | 159 | 9.2% | — | — | |||
USDA Loans | — | 24 | 1.4% | +0.449%Above | $1,245Fees |
Conventional
OverallExceptional
ProductStrong
Pricing—
Pull ThroughExceptional
Volume737
Mix42.7%
Spread
+0.392%Above
Fees
$2,225Fees
FHA Loans
OverallStrong
ProductExceptional
PricingStrong
Pull ThroughExceptional
Volume801
Mix46.4%
Spread
+0.184%Above
Fees
$2,678Fees
VA Loans
OverallExceptional
ProductStrong
Pricing—
Pull ThroughExceptional
Volume159
Mix9.2%
Spread—
Fees—
USDA Loans
OverallSound
ProductSound
Pricing—
Pull ThroughSound
Volume24
Mix1.4%
Spread
+0.449%Above
Fees
$1,245Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 1,581 | 91.6% | +0.237%Above | $2,551Fees | ||||
Refinance | — | 145 | 8.4% | — | — |
Purchase
OverallStrong
ProductExceptional
PricingStrong
Pull ThroughExceptional
Volume1,581
Mix91.6%
Spread
+0.237%Above
Fees
$2,551Fees
Refinance
OverallStrong
ProductStrong
Pricing—
Pull ThroughExceptional
Volume145
Mix8.4%
Spread—
Fees—
At a Glance
Lender Overview
Lending Activity
Loans Originated
1,726
Applications
2,162
Volume
$513 million
Pricing & Closing
Avg Rate Spread
+0.237%
vs. market APOR
Avg Net Fees
$2,551
Origination − Credits
Pullthrough Rate
79.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$297,260
Avg Borrower Income
$112,398
Avg Property Value
$343,181
Geographic Coverage
Geographic Performance
Metro Areas
14
markets with activity
States Served
17
of 50 states + DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
17Full-year 2024 · HMDALoans originated
< 1010–5050–100100–200200+None
Northeast5
CTMANHNJPA
Midwest3
ILMNOH
South9
DEFLGAMDNCSCTNTXVA
Top Metro Areas by Place Specialization Score
Showing 10 of 14 metro areas
Top States by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.