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Nationstar Mortgage

Independent Mortgage CompanyWilmington, DEHQDirectReviews near you on Google

Nationstar Mortgage's 21.4k closed loans and 33k applications, benchmarked against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo
Place
Strong
4/5
National · 49 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
Refinance Superstar
Refinance
Superstar

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • High volume lender with significant market experience
  • Particularly strong in Conventional and FHA and VA loans
  • Nationwide availability with consistent service

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

Nationstar Mortgage performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+38.6 bps above market avg
2/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
14,871 loans · 0.37% above market
Exceptional
Top 20% of lenders
5/5
FHA
4,216 loans · 0.89% above market
Exceptional
Top 20% of lenders
5/5
VA
2,252 loans · 0.06% above market
Exceptional
Top 20% of lenders
5/5
Jumbo
13 loans · 0.11% above market
Sound
Top 60% of lenders
3/5
By Loan Purpose· Transaction purpose mix
Purchase
5,330 loans · 0.27% above market
Strong
Top 40% of lenders
4/5
Refinance
16,022 loans · 0.54% above market
Exceptional
Top 10% of lenders
5/5
By Location· Geographic coverage
Geographic Reach
National · 50 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Exceptional
Pricing
Acceptable
Pull Through
Strong
Volume14,871
Mix69.6%
Spread
+0.372%Above
Fees
$3,400Fees
FHA Loans
Overall
Sound
Product
Exceptional
Pricing
Mediocre
Pull Through
Strong
Volume4,216
Mix19.7%
Spread
+0.886%Above
Fees
$4,790Fees
VA Loans
Overall
Sound
Product
Exceptional
Pricing
Acceptable
Pull Through
Strong
Volume2,252
Mix10.5%
Spread
+0.060%Above
Fees
$3,116Fees
Jumbo Loans
Overall
Acceptable
Product
Sound
Pricing
Pull Through
Acceptable
Volume13
Mix0.1%
Spread
+0.111%Above
Fees
$3,543Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Sound
Volume5,330
Mix25.0%
Spread
+0.267%Above
Fees
$2,781Fees
Refinance
Overall
Sound
Product
Exceptional
Pricing
Mediocre
Pull Through
Strong
Volume16,022
Mix75.0%
Spread
+0.540%Above
Fees
$4,402Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
21,352
Applications
33,386
Volume
$5 billion
Pricing & Closing
Avg Rate Spread
+0.386%
vs. market APOR
Avg Net Fees
$3,487
Origination − Credits
Pullthrough Rate
64.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$280,656
Avg Borrower Income
$120,283
Avg Property Value
$425,923

Geographic Coverage

Geographic Performance

Metro Areas
49
markets with activity
States Served
51
Includes Washington, DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

51Full-year 2024 · HMDANationwide · all 50 states and DC
51 states with loan originations
Loans originated
< 100100–200200–500500+None
Northeast9
CTMEMANHNJNYPARIVT
Midwest12
IAILINKSMIMNMONDNEOHSDWI
South17
ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV
West13
AKAZCACOHIIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

Volume 518Mix 2.43% of portfolio
77/100
Strong
Volume 495Mix 2.32% of portfolio
75/100
Strong
Volume 395Mix 1.85% of portfolio
74/100
Strong
Volume 209Mix 0.98% of portfolio
73/100
Strong
6© Bubba73 · CC BY-SA 3.0
Marietta, GAMetro
Volume 172Mix 0.81% of portfolio
73/100
Strong
Volume 197Mix 0.92% of portfolio
72/100
Strong
8© DPPed · CC BY-SA 3.0
Phoenix, AZMetro
Volume 417Mix 1.95% of portfolio
72/100
Strong
Volume 361Mix 1.69% of portfolio
71/100
Strong
10© chucka_nc · CC BY-SA 2.0
Charlotte, NC-SCMetro
Volume 236Mix 1.11% of portfolio
71/100
Strong
Showing 10 of 49 metro areas

Top States by Place Specialization Score

Texas
Texas
1
TexasState
Volume 2,173Mix 10.18% of portfolio
82/100
Exceptional
Georgia
Georgia
2
GeorgiaState
Volume 1,101Mix 5.16% of portfolio
80/100
Strong
New Jersey
New Jersey
3
New JerseyState
Volume 672Mix 3.15% of portfolio
79/100
Strong
Alabama
Alabama
4
AlabamaState
Volume 475Mix 2.22% of portfolio
78/100
Strong
Pennsylvania
Pennsylvania
5
PennsylvaniaState
Volume 818Mix 3.83% of portfolio
78/100
Strong
Virginia
Virginia
6
VirginiaState
Volume 643Mix 3.01% of portfolio
78/100
Strong
Florida
Florida
7
FloridaState
Volume 1,605Mix 7.52% of portfolio
77/100
Strong
Tennessee
Tennessee
8
TennesseeState
Volume 667Mix 3.12% of portfolio
77/100
Strong
South Carolina
South Carolina
9
South CarolinaState
Volume 476Mix 2.23% of portfolio
77/100
Strong
New York
New York
10
New YorkState
Volume 767Mix 3.59% of portfolio
77/100
Strong
Showing 10 of 51 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.